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Most of the time no. You MIGHT have some luck with the CRAs themselves, depending on what product you're trying to buy.
You can still pull your own credit report when you have a freeze. All 3 of mine are frozen and I still get my Fico reports and scores here.
Like Chaos stated.
I wondered about this too before freezing, but after the freeze, all my FICO features including alerts work as usual. The freeze doesn't really block you or those you have active (in some for or other) accounts with, from looking at your report. Mostly blocks new applications sometimes other attempts being they have to have a "PIN" number to access if you don't just lift the freeze temporarily.
I have an active freeze on all 3 and still get my PSECU,DCU and Wally fico's
@enharu wrote:Most of the time no. You MIGHT have some luck with the CRAs themselves, depending on what product you're trying to buy.
This is incorrect. You will be able to pull your reports here at myFICO with freezes on your reports.
@Smug wrote:
my Walmart fico does not work
You have to remove the freeze and re-enroll with paperless statements. You can re-freeze after it gets your score. Wally FICO is a little iffy with freezes sometimes but works for the most part. Their website can be glitchy.
So apparently a freeze will prevent creditors from viewing your report but will let credit monitoring services slide?