Hard Inquiry

[CreditBob]

Experian shows a hard inquiry from my credit union 8 months ago. But, the Myfico site does not. Does anyone have any thoughts on this? 

[GZG]

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@CreditBob wrote:

Experian shows a hard inquiry from my credit union 8 months ago. But, the Myfico site does not. Does anyone have any thoughts on this? 

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typically myFICO hides inquires older than a year (because they aren't considered for FICO scoring) 

but 8 months feels like a bug

[CreditBob]

I found out why. A hard inquiry to open a checking/savings account does not count because you are not seeking or applying for credit.  Myfico will not display those.