Well, I've been using the trial for the last 3 weeks, and I'm about to cancel. I have also signed up for Equifax's Scorewatch, which is pretty much the same product. I have gotten myFICO SW alerts as much as a week later, as with Equifax, they come usually the next day. Basically the same service, 2 free Scorepower reports, cheaper and more reliable/uptodate product.
After hearing much about truecredit here I signed up for there trial and was VERY impressed. Everything was updated and fico has NOT since I joined a couple weeks ago. If fico scorewatch updated like true credit, I would stay. Of course I have heard about true credit cancelling accounts for excessive use, BUT when I signed up there I got EXACTLY what I wanted to see from all 3 CRs!
TrueCredit is great for frequent reports. I agree--you would NEVER want to pay FICO for reports. TC's scores are useless though. My TC scores don't even move when my FICO scores move, and they don't correlate at all. But I love the frequent reports, at least until the axe falls.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007