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I was curious if I subscribe to myfico do I get copies of my reports every 30 days or do I get one annually?
I had a preiious credit monitoring service that gave me alerts and all 3 reports every 30 days but was dissatisfied with service.
ace_f wrote:I was curious if I subscribe to myfico do I get copies of my reports every 30 days or do I get one annually?
I had a preiious credit monitoring service that gave me alerts and all 3 reports every 30 days but was dissatisfied with service.
MyFICO offers a couple different monitoring products. One is myFICO Quarterly Monitoring which pulls a new TU report and score every 3 months. The other monitoring product is ScoreWatch. SW monitors EQ only and will alert you to major changes. You also get two free EQ reports per year with that service. Unfortunately, there is no monitoring service for EX.
There is no consistent product that monitors all three, yet alone offer a chance to order reports on a frequent basis. I'd personally recommend subscribing to a CMS like creditchecktotal. If you see any major changes to a report, then pull your corresponding FICO score and report to track the changes to score.