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@crunching_numbers wrote:The result of not following directions, was that consequently you had to pay for a purchase you made. This does not mean myFICO sucks, or that Score Watch sucks. I am sorry that you had problems during day 10, but you had 9 previous days in which you chose not to cancel this product. Procrastination caused your problem, not the CSR's that charged you for the product you legitamately bought.
Score Watch does not do everything I would like it to do, but the product works as described, and is properly represented on this site.
^^^This
@drkaje wrote:Why didn't you cancel before the 10th day?
This thread will likely end up locked but It still needs asking. I see a ton of posts complaining about being charged for the service where people either forgot, waited until the last minute, or didn't read the agreement. Why be mad at the company when being charged is a direct result of your own irresponsibility?
+1
@LS,
I still never got the update when new Amex hit. I wonder if backdating made it not be a new account.
@drkaje wrote:@Anonymous,
I still never got the update when new Amex hit. I wonder if backdating made it not be a new account.
Mine seems to be working properly, it has it's up and down days.
@LS2982 wrote:
@drkaje wrote:@Anonymous,
I still never got the update when new Amex hit. I wonder if backdating made it not be a new account.
Mine seems to be working properly, it has it's up and down days.
Mine has gotten lazy, LOL!
I've been patiently awaiting an update for about a week. Today, I got the no changes to your report email.
@drkaje wrote:@Anonymous,
I still never got the update when new Amex hit. I wonder if backdating made it not be a new account.
That is EXACTLY what happened.
SW doesn't remember what was on your last report, so it doesn't see that an account is new to your reports. It just sees that it has an opening date of March 2012, and it's March 2012 (or whatever), so hey, it's new.
If AmEx had pulled a hard on EQ, you would (presumably) have gotten an alert for the inq. But since they almost always pull EX, you wouldn't get that either.
Unless the new/ old AmEx account somehow makes your score change, you most likely will not get a SW alert.
@haulingthescoreup wrote:
@drkaje wrote:@Anonymous,
I still never got the update when new Amex hit. I wonder if backdating made it not be a new account.
That is EXACTLY what happened.
SW doesn't remember what was on your last report, so it doesn't see that an account is new to your reports. It just sees that it has an opening date of March 2012, and it's March 2012 (or whatever), so hey, it's new.
If AmEx had pulled a hard on EQ, you would (presumably) have gotten an alert for the inq. But since they almost always pull EX, you wouldn't get that either.
Unless the new/ old AmEx account somehow makes your score change, you most likely will not get a SW alert.
I pretty much expected a small bump because it should have slightly increased AOAA and lowered utilization.
Stubborness is the only thing preventing me from burning a Score Power report. Also, I don't want to let myself be annoyed if the score changed and there was no alert, LOL! I'll give it another week.
Dude has a Facebook to further prove his Mod Cut
Now now. Be nice. When it's the hardest to be respectful is when it's needed the most.
Follow my financial journey: http://www.frugalrican.com
@FrugalRican wrote:Dude has a Facebook to further prove his Mod Cut
Now now. Be nice. When it's the hardest to be respectful is when it's needed the most.
Frug- watch your language and don't upset the mods! OP is going to need to get over it. If I was myFICO there is NO WAY I would EVER give that one a refund.
+1 on drkaje's comment.