I must say that MyFico is the best and "1" and only that is the first and only scoring model that matters. I hear alot of people with alot of concerns about this and that. We all have to remember that they are on our side. I'm sure that any concerns will be addressed ASAP. We all need to be patient. There is no better or you would not be reading this. Alot of laws are changing and it takes time to implement. I know as well as you that there is one Score that matters and it's your Fico score. I'm sure we all have different products but please lets not complain, I'm sure if you make a call to a representative (who always picks up) they will address all our concerns.
I'm only speaking for myself but if you have a issue, try calling them.
Let's all work together as a team, even more a family who cares about each other's concerns.
I know I have the best in the business looking out for me and I'm thankful.
I hope everyone gets there concerns taken care of.
Wish you all the best
I have to agree with you. It's kind of like Discover's model... They are on our side we just have to be patient. I have loved MyFico more than any other company, including Experian. (By the way, the lock isn't worth it... You get less because of that dumb credit lock if you lock your Equifax and your TransUnion score for free and use MyFico instead of Experian).
I could not agree more. Thanks to the incompetence of a utility company (they continued to remove the apt # of my new home), I never recieved the last bill and instead of calling me I was sent to a collections company. I was notified the minute it hit my credit. Through the reports allowed through MyFico, I was able to confirm the collection. This could have been a huge problem if it had gone undetected as I plan to buy a house in the next 6 months.
I called MyFico to make sure it was legitimate and the person I talked to was very helpful and did so with nothing but "I am here to help you" attitude. I was able to get the bill paid and the collection removed from all three reports in less than 30 days. And it was the help at MyFico that made that possible by presenting my optinos nad tellnig what to expect and how to handle things if other did not do thier job.
I had honestly been wondering if the money each month was worth it. I am a believer now! It's like insurance, it's a wasted expense until you need it. And then it's a life saver.