@Anonymous wrote:
@Anonymous wrote:
It is a lot of money, but you're not just getting the four reports for the Premier. You're getting score updates and access to how many other scoring models?- for mortgage, auto and bank- for all CBs. I don't think any of the free or lower cost products provide all of this.Yup, I agree with you entirely. You get twelve reports with the Premier, which is far better than the Ultimate. That why I was saying that the Premier is arguably a good deal whereas (in my opinion) the Ultimate (with its four reports) has lost its value.
And its not just the credit reports in themselves. With the Premier you get that huge family of scores every month. That three times as often as you get them with the Ultimate.
Even with those improvements, the myFICO products would be at serious risk if they hadn't made the decision to offer FICO 9 in the last year. That was another smart decision -- nice way to retain their fan base. No inexpensive way to get access to your FICO 9's that I know of.
PS. And yes, you are entirely right I am the bad-ass of cheapitude. Something I suppose I should work on.
LOL! Yes.You.Are! Not a bad trait to have, I might add.
Yeah, I realized after I posted, that you did give a thumbs up to the Premier, but I knew you would point that out again in case I missed it. 
@Anonymous wrote:
@HeavenOhio wrote:I should have been clearer when I posted, but I was thinking in terms of the possibility that the rep could have been incorrect. That can happen with any company.
We know that people have been unsuccessful at purchasing Premier 3B if they already have a current myFICO product. But since in the timespan since the previous discussion, we don't have a report regarding what actually happens when someone tries from scratch.
I don't see any harm if the OP wants to give it a shot.
I was going to cancel Ultimate and sign up for Premier for the monthly 3B, but they told me it's not available. If anyone without a current sub does successfully get premier, I will be calling them back. I'd even pay the extra $10/month!!
I called on 4/10 to cancel my Ultimate 3B subscription.
It expired on 4/11.
I successfully signed up for Premier 3B today 4/12 via the link above without problem.
@Aahz wrote:
@Anonymous wrote:
@HeavenOhio wrote:I should have been clearer when I posted, but I was thinking in terms of the possibility that the rep could have been incorrect. That can happen with any company.
We know that people have been unsuccessful at purchasing Premier 3B if they already have a current myFICO product. But since in the timespan since the previous discussion, we don't have a report regarding what actually happens when someone tries from scratch.
I don't see any harm if the OP wants to give it a shot.
I was going to cancel Ultimate and sign up for Premier for the monthly 3B, but they told me it's not available. If anyone without a current sub does successfully get premier, I will be calling them back. I'd even pay the extra $10/month!!
I called on 4/10 to cancel my Ultimate 3B subscription.
It expired on 4/11.
I successfully signed up for Premier 3B today 4/12 via the link above without problem.
Argh... I have been SO tempted to do just that, however I fear that it would not work for whatever reason, and I would then be without the years of history (which the more I think about it, probably would not be that big of deal...)
I have called MyFICO and very politely BEGGED to be moved to the Premier, however they flat out will not budge. I truly hope that in the coming months that MyFICO will expand their products, or open up the Premier possibility.
@EW800 wrote:
@Aahz wrote:
@Anonymous wrote:
@HeavenOhio wrote:I should have been clearer when I posted, but I was thinking in terms of the possibility that the rep could have been incorrect. That can happen with any company.
We know that people have been unsuccessful at purchasing Premier 3B if they already have a current myFICO product. But since in the timespan since the previous discussion, we don't have a report regarding what actually happens when someone tries from scratch.
I don't see any harm if the OP wants to give it a shot.
I was going to cancel Ultimate and sign up for Premier for the monthly 3B, but they told me it's not available. If anyone without a current sub does successfully get premier, I will be calling them back. I'd even pay the extra $10/month!!
I called on 4/10 to cancel my Ultimate 3B subscription.
It expired on 4/11.
I successfully signed up for Premier 3B today 4/12 via the link above without problem.
Argh... I have been SO tempted to do just that, however I fear that it would not work for whatever reason, and I would then be without the years of history (which the more I think about it, probably would not be that big of deal...)
I have called MyFICO and very politely BEGGED to be moved to the Premier, however they flat out will not budge. I truly hope that in the coming months that MyFICO will expand their products, or open up the Premier possibility.
I didn't lose any history in the changeover. I had already downloaded all of my reports as PDFs so while they're no longer in my account I still have all of them.
All of my alerts are still available and my FICO Score 8 Timeline still goes back to July 2011.