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Old subscriber coming back and shocked!

Regular Contributor

Old subscriber coming back and shocked!

I was once a subscriber to myFICO and use to pay something like 99 a year for 2 reports with all 3 bureaus and active monitoring. What caused the prices to go up so high? Does anyone actually pay it? Does any one know of similar sites with better prices?

Message 1 of 4
Valued Member

Re: Old subscriber coming back and shocked!


I was on here about 4-5 years ago. I just came back this year and was also shocked at the difference in subscribing to MyFico scores. Completely shocked. 


I now use credit karma to monitor and work on what is on my report, and I check my fico 8 via my Walmart credit card account.

I am now needing my mortgage scores, so I am going to have to cough up the money.....I don't agree with the cost, but would rather pay it than be blindsided with a score not meeting requirements for a mortgage...


and welcome back! Still find great info on here so it's worth hanging around.

Message 2 of 4
Established Member

Re: Old subscriber coming back and shocked!

As a new user, the services seem pretty pricey to me.

Yes, just one card - by design.
May 2018 Score: 805 (FICO 9 - Experian)
Message 3 of 4
Regular Contributor

Re: Old subscriber coming back and shocked!

I couldn't even buy them since I am being blocked by myfico to purchase any credit report though them. At least you all can still purchase a report. Right now I am getting my report through Experian instead. I got scold by a rep for trying to purchase 3 credit reports from here after I told her I also purchase a report from Experian. Weird experience and I wrote that on my survey. However I am still being blocked.

Starting Score: (Nov 13) EQ 650, EXP 750, TU 750
Score: (Aug 2, 2014) EQ 722, EXP 780, TU 777
Score: (Aug 11, 2014) EQ 781, EXP 784, TU 779
Score(Nov 22, 2014) EQ 814, EXP N/A, TU 781
Score(Dec 16, 2017) EQ > 720, EXP ?, TU > 730
Score(Mar 10, 2018) EQ 736, EXP 740, TU 724
Score(Apr 7, 2018) EQ 752, TU 750, EXP 753 (missing Citibank acct 10k EQ and EXP, incorrect Limit TU)
Score(Jun 14, 2018) EQ 784, TU 771, EX:777(missing Citibank acct 10k EQ and EXP)
Goal Score: EQ 800, EXP 800, TU 800 | Take the myFICO Fitness Challenge

Merrick -$3050, Barclay - $5300
Message 4 of 4