cancel
Showing results for 
Search instead for 
Did you mean: 

Recommendation

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Regular Contributor

Recommendation

Which do you guys recommend. The quarterly or the monthly credit report and scores?? I am starting on my improving credit journey. Thank you!

Starting over. Current Score through Chase banking as of 10/31/18 is 564. 0 credit cards.

11/2018 - Got a Discover Secured Card 12/9/18 - Credit score 579
Message 1 of 2
1 REPLY 1
Established Contributor

Re: Recommendation

Unless you need your monthly mortgage scores or something else updated then the quarterly should be fine.  All you scores will update quarterly but the only thing that will update when there is a change of some kind is your FICO 8 scores throughout the month.

 FICO 8
Message 2 of 2