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I recieved an alert that my score has dropped below my target score of 630. But it says my score is 630 and hasn't changed since 5/10. Which do I believe?? Has my score dropped but hasn't updated yet or what? Im confused!
I used to get similar alerts. In pulling very frequently I found that there were times my FICO dropped due to minor changes (e.g. changes not picked up on SW like adding a $1 balance or CLDs increasing my util) but immediately rebounded to where it was before within a day or so later due to improved util or whatever. For me, that generated a similar alert where it was true that my FICO dropped only to bounce back immediately. Not saying this is true in your example, but was for mine.
That makes sense, I hope that's it! Thanks for your help!