I just received a Score Watch 'no changes' email for this past week. And yet during this past week, CKarma, Chase, CapOne and Ex (all free services) have responded to balance changes and a new revolver reporting to the bureaus.
And I know that my FICO score has fluctuated throughout the week.
So just what is Score Watch watching?
2019 Goals: actually garden; save 3 months' net income; clear the BT cards 2020 Goal: Chase Freedom (Q2)