I just received a Score Watch 'no changes' email for this past week. And yet during this past week, CKarma, Chase, CapOne and Ex (all free services) have responded to balance changes and a new revolver reporting to the bureaus.
And I know that my FICO score has fluctuated throughout the week.
So just what is Score Watch watching?
Cards: Ample. Income: Adequate. Credit: Abundant. INQs: Excessive. Last INQ: Infant. AoOA: Adult. AoYA: Infant. AAoA: Almost optimal. 0/6 | 3/12 | 9/24 All scores above 825.