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4 months ago, I tried to order Scorewatch & the automatic authentication failed. Subsequently, I contacted the given number & the customer service representative, after verifying all info, said that he has unlocked my account & I can now order the product again. This process happened around half a dozen time, each time automatic authentication getting failed & after all verificiation, I was still not able to check my fico score. Finally, it was informed to me by an agent that since my social security number is not more than 1 year old, I need to wait for some time.
Currently, my SSN has passed 1 year & when I tried to obtain my FICO score again, it failed again & the same thing as above happened. Then they said that they are getting a message "Fico score not able to generate". They suggested me to contact the bureau directly & ask them why my fico score is not able to be generated. I contacted Equifax & they said that all my information in my report is perfectly fine & there should be no problem in generating the score. Please note that I am able to check my Vantage score from TrueCredit & Credit Karma.
I'm really tired of all this. I wonder if anyone else here has encountered a similar issue.
Thanks in advance!
You currently have ScoreWatch, right? Were you trying to pull your TU FICO?
Why not quit FICO and go to some other scoring system? Is it because FICO is a monopoly? It can't be, because monopolies are illegal.
You may not have any FICO at all if FICO has a minimum SSN age requirement in their credit scoring algorithm. Have you tried pulling FICO scores from other services?