This is a snapshot of Myfico app for TU. I just pulled my reports from annual credit and I don't have any late payments. Absolutely none. Why would it still be showing I have ones?
@drewricomakeubu wrote:
This is a snapshot of Myfico app for TU. I just pulled my reports from annual credit and I don't have any late payments. Absolutely none. Why would it still be showing I have ones?
you can pull your report directly from TU and see what it says, does your TU Fico 9 score reflect a late payment/delinquency at all, even if it's not reflected in your Fico 8's?
When you click into that, it'll say how long ago the late payment was, does it give a time or just 'unknown'?
@GZG wrote:
@drewricomakeubu wrote:
This is a snapshot of Myfico app for TU. I just pulled my reports from annual credit and I don't have any late payments. Absolutely none. Why would it still be showing I have ones?
you can pull your report directly from TU and see what it says, does your TU Fico 9 score reflect a late payment/delinquency at all, even if it's not reflected in your Fico 8's?
When you click into that, it'll say how long ago the late payment was, does it give a time or just 'unknown'?
I've pulled my report from TU and I don't have any late payments on it. My Fico 9 hadn't updated, I think it updates in May. Thing is when I had my last derog removed from TU, it went to 818, then randomly dropped to 792 after no change and no late payment. Not really sure what's going on.
@GZG wrote:
@drewricomakeubu wrote:
This is a snapshot of Myfico app for TU. I just pulled my reports from annual credit and I don't have any late payments. Absolutely none. Why would it still be showing I have ones?
you can pull your report directly from TU and see what it says, does your TU Fico 9 score reflect a late payment/delinquency at all, even if it's not reflected in your Fico 8's?
When you click into that, it'll say how long ago the late payment was, does it give a time or just 'unknown'?
Says 5 years and 11 months for the late payment. Shouldn't be possible with all my COs taken off.
TU is known to lag at times. If its not on your real reports. Thats where new creditors look. Not on CMS services. Give it time.
