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Time limit to pull my qtrly 3b?

Established Contributor

Time limit to pull my qtrly 3b?

Hello, my DH and I both have separate accounts purchased on the same day. Our 3 month anniversary is in Mid-November. Does this mean we will be able to pull a new 3b? Also, I really want to wait till end of November to pull since i'm waiting for some accounts to update. Is there a time limit on our pulls? Thanks! Happy Smiley Happy

Starting Score: 615
Current Score: 709
Goal Score: 750


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4 REPLIES
Former myFICO Employee

Re: Time limit to pull my qtrly 3b?

Hello. Yes, your subscription to FICO Ultimate 3B means that 3 months from your sign-up date you'll get access to a new 3-bureau credit report and 19 FICO Scores. If you each have separate accounts, you'll each get access to one. 

 

Also, once your new 3-bureau report & FICO Scores are available, you'll have 90 days to redeem them, so you can definitely wait until the end of November to pull them. 

 

Hope this helps!

Message 2 of 5
Super Contributor

Re: Time limit to pull my qtrly 3b?


Borna_H wrote:

Hello. Yes, your subscription to FICO Ultimate 3B means that 3 months from your sign-up date you'll get access to a new 3-bureau credit report and 19 FICO Scores. If you each have separate accounts, you'll each get access to one. 

 

Also, once your new 3-bureau report & FICO Scores are available, you'll have 90 days to redeem them, so you can definitely wait until the end of November to pull them. 

 

Hope this helps!


And if one waits 89 days, will the info be from the date it first became available, or from that 89th day?


FICO8 EQ 743 TU 777 EX 752 Total revolving limits 618800 (508800 reporting)
Message 3 of 5
Frequent Contributor

Re: Time limit to pull my qtrly 3b?


SouthJamaica wrote:

Borna_H wrote:

Hello. Yes, your subscription to FICO Ultimate 3B means that 3 months from your sign-up date you'll get access to a new 3-bureau credit report and 19 FICO Scores. If you each have separate accounts, you'll each get access to one. 

 

Also, once your new 3-bureau report & FICO Scores are available, you'll have 90 days to redeem them, so you can definitely wait until the end of November to pull them. 

 

Hope this helps!


And if one waits 89 days, will the info be from the date it first became available, or from that 89th day?


It will be from the 89th day.


Starting Score: EQ 593, TU 600, EX 612
Current Score: EQ 838, TU 850, EX 847
Goal Score: EQ 750, TU 750, EX 780


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Message 4 of 5
Contributor

Re: Time limit to pull my qtrly 3b?

Question, Im due my second 3B report today, and I see nothing new..... Is there something I need to be doing to pull it?

Message 5 of 5