MyFICO doesn't seem to understand that utilization on one card isn't the same as total utilization. So many times (this happens a lot because I have nine cards), I get an alert saying my TOTAL credit utilization is x%, and it's radically off from my own numbers; I go to check the alert details, and there it says my utilization on ONE card is x%. Variables, guys, learn you them.
Since your CSRs never seem to understand what I'm talking about when I bring up an issue, here's a screenshot:
