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Total utilization vs one account utilization

New Visitor

Total utilization vs one account utilization

MyFICO doesn't seem to understand that utilization on one card isn't the same as total utilization. So many times (this happens a lot because I have nine cards), I get an alert saying my TOTAL credit utilization is x%, and it's radically off from my own numbers; I go to check the alert details, and there it says my utilization on ONE card is x%. Variables, guys, learn you them.

 

Since your CSRs never seem to understand what I'm talking about when I bring up an issue, here's a screenshot:

total vs one.jpg

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1 REPLY
Valued Member

Re: Total utilization vs one account utilization

I agree. My alerts are every 6 days------Total utilization.  Don't know how to stop repeated Total utilization alerts every

6 days.

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