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Warning: Redeeming An Updated MyFICO Report 1B (Equifax)

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Anonymous
Not applicable

Warning: Redeeming An Updated MyFICO Report 1B (Equifax)

....for $15.00 and it caused Equifax to drop my credit score 8 points. It even said on MyFico page that my inquizition for my updated report was the cause. Its funny beacause earlier in the day my Equifax score had gone UP 8 points. So I lose because MyFICO never warned me

that their product could had adverse ramifications.

 

Warning: Redeeming An Updated MyFico score and report could lose you credit score points. Beware.

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Warning: Redeeming An Updated MyFICO Report 1B (Equifax)

Viewing your own credit report through services like myFICO have 0 impact to your credit score. Can you share a screenshot of where it showed you that on the reason code?
Message 2 of 6
Anonymous
Not applicable

Re: Warning: Redeeming An Updated MyFICO Report 1B (Equifax)

https://1drv.ms/u/s!Ag69gNCLatLGh0qrytBmsCNS1Wg3?e=nHZSgd


@Anonymous wrote:

....for $15.00 and it caused Equifax to drop my credit score 8 points. It even said on MyFico page that my inquizition for my updated report was the cause. Its funny beacause earlier in the day my Equifax score had gone UP 8 points. So I lose because MyFICO never warned me

that their product could had adverse ramifications.

 

Warning: Redeeming An Updated MyFico score and report could lose you credit score points. Beware.


https://1drv.ms/u/s!Ag69gNCLatLGh0qrytBmsCNS1Wg3?e=nHZSgd

Message 3 of 6
grower1
Frequent Contributor

Re: Warning: Redeeming An Updated MyFICO Report 1B (Equifax)

Can you post a screenshot and not a URL? I pull my reports here and have never been impacted by a score change.


@Anonymous wrote:

https://1drv.ms/u/s!Ag69gNCLatLGh0qrytBmsCNS1Wg3?e=nHZSgd


@Anonymous wrote:

....for $15.00 and it caused Equifax to drop my credit score 8 points. It even said on MyFico page that my inquizition for my updated report was the cause. Its funny beacause earlier in the day my Equifax score had gone UP 8 points. So I lose because MyFICO never warned me

that their product could had adverse ramifications.

 

Warning: Redeeming An Updated MyFico score and report could lose you credit score points. Beware.


https://1drv.ms/u/s!Ag69gNCLatLGh0qrytBmsCNS1Wg3?e=nHZSgd


 




Message 4 of 6
Anonymous
Not applicable

Re: Warning: Redeeming An Updated MyFICO Report 1B (Equifax)

Message 5 of 6
K-in-Boston
Credit Mentor

Re: Warning: Redeeming An Updated MyFICO Report 1B (Equifax)

Your updated score is 8 points lower. Had you not pulled an update, your score would not have dropped for the sole reason that you were looking at a score generated on an earlier date. Pulling your own reports or scores has no bearing on your score.
Message 6 of 6
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