Hi fishbjc,
Score Watch monitors your score, but it doesn't give you a full credit report everytime there is a change, only the new score, or, in the case of a credit alert, the associated change on your credit report. You get 2 free reports with a subscription, one at sign-up and one to pull whenever you'd like. If you need to purchase additional reports, then you can do so within your subscription for $10.95. So in a nutshell your report is unviewable because it's not there - you have to either use your free report, or if you don't have one left, purchase an additional one. I hope this is clear.