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I am wanting to get me and hubby's credit reports and credit scores, I would also like to keep an eye on everything through out the year. What product is best for that?
@TonyaLynn wrote:I am wanting to get me and hubby's credit reports and credit scores, I would also like to keep an eye on everything through out the year. What product is best for that?
Have you read this CMS Guide?
From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
Also, if you are looking for FICO scores and reports, then, IMO, FICO® Standard is the way to go if you are only pulling your reports once or twice a year, or even quarterly. If you are pulling your reports frequently to track changes (I pull a couple times per month, especially while in the mortgage process), then you may want to consider adding Score Watch® to automatically track your EQ. There isn't a comparable service for TU, but if you are monitoring your 3 CRs for changes, as suggested by MarineVietVet in the CMS link above, then you can always come back here and pull FICO Standard to see any score changes. In any case, google "FICO discount codes" first.