With the Suze Orman Platinum Kit you get a total of 3 reports with the scores that you can use for yourself or you can share them with a friend or family member but please remember that you only get a total of 3 reports with the purchase of the kit. The reports are viewable for 1 year but they do not update. It also provides tips on how to get out of debt, dispute assistance & information vault which allows you to store your personal information just to name a few. Hope this information helps.