No the FICO Credit Complete is just a one time purchase. Anytime you want to see what your reports and scores are you need to make another purchase. The reports and scores are viewable on the website for 30 days but they do not update. The FICO Credit Complete is either a one time purchase of $47.85 or as an automatic annual renewal for $42.84. You can also purchase what's called FICO Standard which allows you to pick and choose which credit bureau you get the report and score from and they are just $15.95 per credit bureau. Also before you make any purchases you may want to call customer service and ask the representative for a promotional gift code that will give you 10% off the total of your purchase. Hope this information helps you.