@Anonymous wrote:Thanks to this thread, I took a look at CCT. Their current oiffer to sign up for $1 for 7 days, converts automatically into $29.95/mo. Didn't see anything for $17/mo; did I miss something? I already have myFICO Identity Ultimate, and while not the fastest, it seems pretty thorough [and it's cheaper than CCT's 30/mo]. For $30/mo, does CCT offer anything else myFICO does not?
I was originally paying Just under $30. It got to a point where I didnt need to track my scores so frequently so I was going to cancel CCT. When I called to cancel, the automated system gave me an offer for $17/month and decided why not. So that is how I am paying the lower monthly rate. If you are satisfied with myFICO and it works for you, then by all means keep it. Personally I wasnt satisfied and that is why I switched over. CCT offered me a free 3 bureau report every month and updates my scores as soon as there is a change. myFICO gave me a 3 bureau report every 3 months and their experian updates for me were extremely slow....like 2 months behind slow. Maybe they have gotten better, but im too far gone now.
I just joined CCT as well. Going to call when I get home and see if I can get the amount reduce monthly and then have my experian credit tracker discontinued. I can handle $18 a month, no problem.
Cancelled Credit Tracker and picked up CCT. Called CCT and they knocked the price down to 14.88 a month for 12 months. Looks just like credit tracker but has all 3. Only down side is they have no phone app. No big deal though really. I now get all 3 FICOs and reports.
@MyLoFICO wrote:Cancelled Credit Tracker and picked up CCT. Called CCT and they knocked the price down to 14.88 a month for 12 months. Looks just like credit tracker but has all 3. Only down side is they have no phone app. No big deal though really. I now get all 3 FICOs and reports.
Awesome. Good for you. That was my only knock on CCT as well. No phone app.
@daverhere wrote:
@jawbrkr wrote:
@Anonymous wrote:Thanks to this thread, I took a look at CCT. Their current oiffer to sign up for $1 for 7 days, converts automatically into $29.95/mo. Didn't see anything for $17/mo; did I miss something? I already have myFICO Identity Ultimate, and while not the fastest, it seems pretty thorough [and it's cheaper than CCT's 30/mo]. For $30/mo, does CCT offer anything else myFICO does not?
I was originally paying Just under $30. It got to a point where I didnt need to track my scores so frequently so I was going to cancel CCT. When I called to cancel, the automated system gave me an offer for $17/month and decided why not. So that is how I am paying the lower monthly rate. If you are satisfied with myFICO and it works for you, then by all means keep it. Personally I wasnt satisfied and that is why I switched over. CCT offered me a free 3 bureau report every month and updates my scores as soon as there is a change. myFICO gave me a 3 bureau report every 3 months and their experian updates for me were extremely slow....like 2 months behind slow. Maybe they have gotten better, but im too far gone now.
*****************************Do they update all of the scores when there is a change or is it only EX that updates. I was thinking that they only give the other two scores once a month.
They only update Experian more frquently as that is the one you get daily reports and updates for. But once every 30 days you get a free 3 bureau report and a score update from all three bureaus.
@jawbrkr wrote:
@MyLoFICO wrote:Cancelled Credit Tracker and picked up CCT. Called CCT and they knocked the price down to 14.88 a month for 12 months. Looks just like credit tracker but has all 3. Only down side is they have no phone app. No big deal though really. I now get all 3 FICOs and reports.
Awesome. Happy for you. That was my only knock on CCT as well. No phone app.
I really wanted to use myFICO but bang for buck, I couldnt justify it. I hear there is an app coming though. Probably the day after I cancel.
@MyLoFICO wrote:
@jawbrkr wrote:
@MyLoFICO wrote:Cancelled Credit Tracker and picked up CCT. Called CCT and they knocked the price down to 14.88 a month for 12 months. Looks just like credit tracker but has all 3. Only down side is they have no phone app. No big deal though really. I now get all 3 FICOs and reports.
Awesome. Happy for you. That was my only knock on CCT as well. No phone app.
I really wanted to use myFICO but bang for buck, I couldnt justify it. I hear there is an app coming though. Probably the day after I cancel.
Of course. Thats always how it goes. The moment you cancel is when they decide to release the phone app. In all honesty, once i left the myFICO app, after a while it really wasnt that big a deal. Sure its easier to pull the app open and check but whatever.