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User Guidelines & General Information
Latest Topic - Update Regarding Inactive Accounts
Latest Post - Update Regarding Inactive Accounts
| 19 Posts | 08-07-2023 09:23 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
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Take the myFICO Fitness Challenge!
Latest Topic - March 2025 Check In Thread
Latest Post - Re: March 2025 Check In Thread
| 7284 Posts | 04-02-2025 11:01 AM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - "Exceptional" Credit Mix...but it doesn't make sen...
Latest Post - "Exceptional" Credit Mix...but it doesn't make sen...
| 191456 Posts | 04-02-2025 10:44 PM | |
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - Payment questions w/ trying to increase score
Latest Post - Re: Could I/Should I product change?
| 304189 Posts | 04-03-2025 02:04 AM | |
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - Doorash and Klarna let you finance your next lunch
Latest Post - Re: Doorash and Klarna let you finance your next l...
| 27482 Posts | 03-31-2025 12:43 PM | |
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - Non Married Business Venture Gone Bad
Latest Post - Re: Financial Deal Breakers
| 8131 Posts | 03-16-2025 05:35 AM | |
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - Credit Union Checking Account Question
Latest Post - Re: Whether or not to use a HELOC
| 256913 Posts | 04-02-2025 07:25 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Dillards (Citi) CLIs
Latest Post - Dillards (Citi) CLIs
| 1715703 Posts | 04-03-2025 01:31 AM | |
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - Capital One gone crazy - Denial from June 2024
Latest Post - Re: Reapplying for charged off credit issuers
| 299976 Posts | 04-02-2025 10:34 PM | |
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - PNC CLI -3X was $1500 now $4500 (Helping my Sister...
Latest Post - Re: Approved for Amex Gold
| 856448 Posts | 04-03-2025 12:51 AM | |
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - Lender for home equity loan (with mid-low score & ...
Latest Post - Re: Lender for home equity loan (with mid-low scor...
| 257693 Posts | 04-02-2025 07:50 PM | |
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - Second car loan? Is it possible?
Latest Post - Re: Second car loan? Is it possible?
| 97060 Posts | 04-01-2025 04:28 AM | |
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - The best way to pay for grad school?
Latest Post - Re: The best way to pay for grad school?
| 27968 Posts | 03-29-2025 05:43 PM | |
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - Chase Ink Premier - Rewards Cash Out
Latest Post - Chase Ink Premier - Rewards Cash Out
| 49619 Posts | 04-03-2025 12:54 AM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - Wish I would have found the myfico forums earlier!
Latest Post - Re: Good credit cards falling off
| 657892 Posts | 04-02-2025 07:37 PM | |
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - How long after CH13 discharge for your Credit scor...
Latest Post - Re: Score Still Dragging
| 85394 Posts | 04-02-2025 05:46 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Dillards (Citi) CLIs
Latest Post - Dillards (Citi) CLIs
| 1715703 Posts | 113 Posts | |
Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - PNC CLI -3X was $1500 now $4500 (Helping my Sister...
Latest Post - Re: Approved for Amex Gold
| 856448 Posts | 79 Posts |