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User Guidelines & General Information
Latest Topic - Update Regarding Inactive Accounts
Latest Post - Update Regarding Inactive Accounts
| 19 Posts | 08-07-2023 09:23 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
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Take the myFICO Fitness Challenge!
Latest Topic - July 2025 - Check In Thread
Latest Post - Re: July 2025 - Check In Thread
| 7304 Posts | 07-03-2025 03:22 AM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - Paid off mortgage, and credit score dropped 20 to ...
Latest Post - Re: Paid off mortgage, and credit score dropped 20...
| 192077 Posts | 07-03-2025 05:11 PM | |
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - PenFed Accounts Blocked - Anyone else?
Latest Post - Re: PenFed Accounts Blocked - Anyone else?
| 304965 Posts | 07-03-2025 05:04 PM | |
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - BILT rewards valuation is 10 billion!
Latest Post - BILT rewards valuation is 10 billion!
| 27804 Posts | 07-04-2025 02:55 AM | |
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - Need advice on car repairs
Latest Post - Re: Need advice on car repairs
| 8163 Posts | 06-30-2025 10:51 AM | |
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - 1 million dollar milestone at age 26
Latest Post - Re: What Is Your #1 Piece of Advice for Financial ...
| 257447 Posts | 07-03-2025 10:14 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Authorized User on BILT
Latest Post - Re: How many 5% cashback cards do you have?
| 1719505 Posts | 07-04-2025 02:24 AM | |
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - Getting Around Chase 5/24
Latest Post - Getting Around Chase 5/24
| 300739 Posts | 07-04-2025 12:45 AM | |
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Amex Cash Magnet Increase
Latest Post - Re: Amex Cash Magnet Increase
| 859323 Posts | 07-04-2025 03:12 AM | |
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - Need Her Off The Mortgage!
Latest Post - Re: Need Her Off The Mortgage!
| 257988 Posts | 07-02-2025 05:03 PM | |
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - Order of Operations car financing
Latest Post - Re: Repossession and wanting to settle
| 97195 Posts | 06-27-2025 07:02 PM | |
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - Need Advice: Nelnet Late Payments / SLRP
Latest Post - Re: Defaulted on perkins loan, now in collection, ...
| 28005 Posts | 06-18-2025 11:36 PM | |
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - Applied for Chase Ink Business card got a call fro...
Latest Post - Re: Close Truist or do nothing?
| 50038 Posts | 07-03-2025 09:21 PM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - Something I never thought would happen.
Latest Post - Re: Pay Amex Collections and Defunct Navient Stude...
| 658653 Posts | 07-03-2025 09:10 PM | |
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - Bankruptcies being deleted from credit reports
Latest Post - Re: Confusion Over Info on Experian Post Discharge
| 85607 Posts | 07-02-2025 03:54 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Authorized User on BILT
Latest Post - Re: How many 5% cashback cards do you have?
| 1719505 Posts | 151 Posts | |
Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Amex Cash Magnet Increase
Latest Post - Re: Amex Cash Magnet Increase
| 859323 Posts | 103 Posts |