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Celebrating NEW 777 EX F08 Score, with 2 declines ☹

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Wavester64
Valued Contributor

Q for those who have experienced Back to Back declines

My Story here --> 2 Declines 

 

Was wondering if anyone else who has experienced this (I hope there isn't, but I am sure there is unfortunately) How soon afterwards did you feel comfortable to app again?

 

Was it 3-months, 6-months, a year? 2-years?

 

And when you did, were you successful?

 

Just making conversation to learn how others played this out.  Smiley Happy






Potential Future Cards
Message 21 of 24
Anonymous
Not applicable

Re: Q for those who have experienced Back to Back declines

When I was applying and not binge applying, I would wait several months. I really dislike (read hate) denials!. Now I only apply when the offer is too good to pass on and not apply.

Message 22 of 24
M_Smart007
Legendary Contributor

Re: Q for those who have experienced Back to Back declines


@Wavester64 wrote:

My Story here --> 2 Declines 

 

Was wondering if anyone else who has experienced this (I hope there isn't, but I am sure there is unfortunately) How soon afterwards did you feel comfortable to app again?

 

Was it 3-months, 6-months, a year? 2-years?

 

And when you did, were you successful?

 

Just making conversation to learn how others played this out.  Smiley Happy


@Wavester64, I have had my share of denials, comes with a price for trying to build to fast.

I would take a step back, you have a decent line up of cards.

wait 6 months at minimum, a year would be better.

As you let things age, and Inqs. become unscoreable, lenders will be more willing to approve.

 

Just trying to give you my honest opinion.     Trust me  ... I have shot myself in the foot at times.

Message 23 of 24
Wavester64
Valued Contributor

Re: Q for those who have experienced Back to Back declines


@M_Smart007 wrote:

@Wavester64 wrote:

My Story here --> 2 Declines 

 

Was wondering if anyone else who has experienced this (I hope there isn't, but I am sure there is unfortunately) How soon afterwards did you feel comfortable to app again?

 

Was it 3-months, 6-months, a year? 2-years?

 

And when you did, were you successful?

 

Just making conversation to learn how others played this out.  Smiley Happy


@Wavester64, I have had my share of denials, comes with a price for trying to build to fast.

I would take a step back, you have a decent line up of cards.

wait 6 months at minimum, a year would be better.

As you let things age, and Inqs. become unscoreable, lenders will be more willing to approve.

 

Just trying to give you my honest opinion.     Trust me  ... I have shot myself in the foot at times.


Thanks for the advice buddy 👍






Potential Future Cards
Message 24 of 24
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