US Bank and hard pulls questions

[ficomember]

 I want to apply for us bank Radisson premier card. Anyone know how many hard inquiries that US bank does not like to see on credit report? Also does it merge hard pulls if I apply for one personal and one business on same day? 

[Remedios]

US bank is typically a single pull. TU for majority, but it could be another CRA depending on where you live.

There won't be any HP "mergining" and your chance of getting a personal and business card close together is pretty slim. 

Additionally, if you've opened more than two accounts in the past 12 months, I'd prepare for possibility of denial on personal card. 

[Red1Blue]

For me US Bank pulls EX

[ficomember]

I pulled the trigger and applied. US Bank did pull EX for my application.

The verdict is, I got APPROVED for the Radisson card for 120k bonus with 5k credit limit. I am so happy after all the rejections I got from Chase this past week. If anyone is interested in the 120k sign-up bonus Radisson, here's the link that I applied through. The link on US bank site does not offer 120k SUB. https://mypointslife.blogspot.com/2020/04/best-credit-card-signup-bonus-offers.html#radisson

[cr101]

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@ficomember wrote:

I pulled the trigger and applied. US Bank did pull EX for my application.

The verdict is, I got APPROVED for the Radisson card for 120k bonus with 5k credit limit. I am so happy after all the rejections I got from Chase this past week. If anyone is interested in the 120k sign-up bonus Radisson, here's the link that I applied through. The link on US bank site does not offer 120k SUB. https://mypointslife.blogspot.com/2020/04/best-credit-card-signup-bonus-offers.html#radisson

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I misread that as 120k--dollars 😂 Congrats either way! Mind sharing your dp for inquiries, new accts, and score?

[ficomember]

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@cr101 wrote:

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@ficomember wrote:

I pulled the trigger and applied. US Bank did pull EX for my application.

The verdict is, I got APPROVED for the Radisson card for 120k bonus with 5k credit limit. I am so happy after all the rejections I got from Chase this past week. If anyone is interested in the 120k sign-up bonus Radisson, here's the link that I applied through. The link on US bank site does not offer 120k SUB. https://mypointslife.blogspot.com/2020/04/best-credit-card-signup-bonus-offers.html#radisson

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I misread that as 120k--dollars 😂 Congrats either way! Mind sharing your dp for inquiries, new accts, and score?

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Lol yes 120k points not dollars.

My Experian has 10 inquiries and TU has 5, Equifax has only 2 before this app. So that's why I was concerned if us bank pulls Experian or TU but they pulled Equifax which I had low inquiries. My score with Equifax is 803. Anything else you want to know let me know. 

[TG10X]

Congratulations on your approval! I was looking at the Cash+ card but you're going to make me take a look at this Radisson card lol

[ficomember]

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@TG10X wrote:

Congratulations on your approval! I was looking at the Cash+ card but you're going to make me take a look at this Radisson card lol

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Lol thanks! It's been crazy with Chase denied my apps so when I saw there's a highest ever Radisson card SUB, I was like what the hell, forget Chase! Good luck on your app! 

[AllZero]

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@ficomember wrote:

I pulled the trigger and applied. US Bank did pull EX for my application.

The verdict is, I got APPROVED for the Radisson card for 120k bonus with 5k credit limit. I am so happy after all the rejections I got from Chase this past week. If anyone is interested in the 120k sign-up bonus Radisson, here's the link that I applied through. The link on US bank site does not offer 120k SUB. https://mypointslife.blogspot.com/2020/04/best-credit-card-signup-bonus-offers.html#radisson

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Congratulations on your approval!

[Wavester64]

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@Remedios wrote:

Additionally, if you've opened more than two accounts in the past 12 months, I'd prepare for possibility of denial on personal card. 

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@ficomember This is 100% true - I can tell you from experience