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2 YOLO Approvals - Citi AA Platinum, BofA Premium Rewards Elite

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beargrease
Established Member

2 YOLO Approvals - Citi AA Platinum, BofA Premium Rewards Elite

Friday afternoon YOLO application, feeling reckless and listless after 11 months in the garden, and like I could spare an HP if I was declined. Instant approval for $7900, bringing TCL to ~$140,000. SUB is the 75,000 miles for $3,500 MSR in 4 months.

 

No existing relationship with Citi. Offer showed up in the Experian app, and have received Citi mailers for this card before, but was not pre-approved for any Citi card on the Citi website before applying.

In Virginia, Equifax pulled (808)

Technically 4/12, if you count an AU account]; 6/24 [with AU]

Inquiries 0 on Equifax. My first Eq HP ever, actually.

 

An hour later, I decided to roll the dice again. Instant approval for BofA Premium Rewards Elite, SL $20,000. First BoA card, after transferring to BoA for Platinum Honors earlier this year. HP on Experian, which had 2 HPs, 1/12; 793 or 799. Back to the garden for another year...

 

Have a good weekend y'all, mine is off to a great start!

Message 1 of 9
8 REPLIES 8
Meanmchine
Super Contributor

Re: 2 YOLO Approvals - Citi AA Platinum, BofA Premium Rewards Elite

Congrats on your two new cards !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 2 of 9
Traveler101
Established Contributor

Re: 2 YOLO Approvals - Citi AA Platinum, BofA Premium Rewards Elite

Congratulations 🎊 

Message 3 of 9
CorpCrMgr1
Valued Contributor

Re: 2 YOLO Approvals - Citi AA Platinum, BofA Premium Rewards Elite

Congratulations on your approvals!!

Message 4 of 9
citymunky
Established Contributor

Re: 2 YOLO Approvals - Citi AA Platinum, BofA Premium Rewards Elite

Congrats on the new Cards!

Rebuilding since 2021


Closed CCs
USAA (Jul 2019| Settled CO), Jasper $1 CL (Jul21-Jul22), Sable $250CL{Secured} (Jan22-Jun23), CreditOne Platinum $750CL (Jul21-Aug23), Prosper $1.9K CL (Jan22-Apr24)

Starting FICO 8 Scores:
Current FICO 8 Scores:


Message 5 of 9
EAT_SLEEP_JEEP
Valued Contributor

Re: 2 YOLO Approvals - Citi AA Platinum, BofA Premium Rewards Elite

Congratulations on your approvals

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $33,000/ WELLS FARGO AUTOGRAPH $8200 CL

SOCK DRAWERED/ FNBO JEEP CARD $7700/ CAPITAL ONE QUICKSILVER $3000 SL/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700
Message 6 of 9
keekers
Established Contributor

Re: 2 YOLO Approvals - Citi AA Platinum, BofA Premium Rewards Elite

Congrats.


Message 7 of 9
BigBS
Senior Contributor

Re: 2 YOLO Approvals - Citi AA Platinum, BofA Premium Rewards Elite

Congrats on the approvals!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 8 of 9
CreditAggie
Community Leader
Super Contributor

Re: 2 YOLO Approvals - Citi AA Platinum, BofA Premium Rewards Elite

Congratulations on your approvals!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 9
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