App Spree after 1 year

[frenzied]

Applied for lots of cards in a 4 day span over the past weekend.

Fico Scores at time of applications:

Experian: 744

Equifax: 752

TransUnion: 772

Income: 60k

Inquiries at time of first application:

0/6

1/12

7/24

In order of application (first did CLI then new cards):

CLIs first (no hard pulls for these):

AmEx BCP - 13k -> 20k

Chase Freedom Flex - 1k -> 2k

Discover IT - 3200 -> 5200

Citi Custom Cash - 2200 -> 4400

Capital One SavorOne - 1100 -> 3100

New cards:

Capital One Venture X - Denied

US Bank Cash+ - $6500 limit

X1 - $5000 limit

Bilt Mastercard - Denied

PayPal Mastercard - $3000 limit

Chase Sapphire Preferred - Denied

Citi Premier - Denied

American Express Platinum - Approved

PenFed - Waiting 7-10 days 

Verizon Visa - Waiting 7-10 days

Overall I think it was successful but I was really aiming for the venture x and was shocked I didn't get it considering it was the first one I tried.

Gonna call and try and reconsider for all of the denials and pending before any of these cards get reported as new accounts.

I realize that doing the CLIs probably hurt my chance with some of the cards but I got excited after gardening for so long haha

[FireMedic1]

Congrats on the CLI's. And the approvals that went thru. Happy New Year 2024! The later denied ones may have seen the other HP's.

[frenzied]

100% but I definitely was just trying while I had the chance. Any advice besides back to gardening? Haha

[M_Smart007]

Congratulations on your Approval's 🥳

FYI, Capital One does not do recons.

[JoeRockhead]

Very nice all around, congratulations! 

[beargrease]

Sounds like a busy and productive Memorial Day weekend. Sorry about the VX denial, but at least there's no mystery left. (For me that counts for a lot! ) I'll be wondering if I'll be accepted for 12 months from now myself...

[CreditMagic7]

Congrats on the App Spree & CLI's!

[PayAndProsper]

You had a nice run. Congrats! Which PenFed card did you app for, if you don't mind me asking?

[Meanmchine]

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@frenzied wrote:

I realize that doing the CLIs probably hurt my chance with some of the cards but I got excited after gardening for so long haha

I know that feeling.  Big time congrats