I'd been looking at this card for a while, and debating whether to get it card for balance transfers in conjunction with my new Barclays Red card. Today I finally decided to pull the trigger, and got approved for $3,500 with a 17.99% APR.
I understand it may be a month or more before it comes in the mail. I can probably request balance transfers before then. If I don't, I believe the 0% APR period can start when I receive and activate the card if I request that (if they don't do that automatically). I'll call tomorrow and check.
I've never done an app spree before, and I know getting a bunch of new cards within a month will ding my scores. But I'm also expecting the scores to recover over the next 6 months or so, and for these accounts and their CLs to benefit my score over the long run, especially as I pay off my existing balances.
Equifax was pulled, FICO 8 score there before the HP was 713. AAoA 2 years 11 mo, AOoA 9 years 3 mo, 13 revolving accounts, 16% utilization. Inquiries are 4/12 and 4/24.
My Chase 5/24 status is now proudly LOL/24 (technically 12/24), and I don't expect to be applying for any Chase cards until sometime after the next presidential election. Perhaps I'll celebrate St. Patrick's Day in 2025 or 2026 by applying for a Sapphire Preferred or Reserve. 😁
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