Congratulations on your new found liquidity!
US Bank is really big on investing in solid customers. My understanding is that you did not have any recent credit and your existing lenders were saying that you paid them properly. You probably also had your previous credit inquiries almost past the 12mo mark because US Bank is really conservative with lending and the profile is considered their edge case. I would however love to know if you got the Visa or the MasterCard.
TU:837 09/19/23 Bank of America--EX: 841 09/20/23 Experian--EQ:832 09/21/23 myFICO--Gardening since N/A
Active:
Bank of America (Unlimited Cash Rewards WMC, Customized Cash Rewards WMC, Customized Cash Rewards VSC), Capital One Quicksilver ?M?(Processing PC), Chase(Amazon Prime VSC, Freedom Flex WEMC [x2], Freedom Unlimited VC), Citi Dividend MC, Citizens GreenSense WMC, Curve WEMC(Suspended), Discover It C, FNBO Ducks Unlimited VSC, GBank VSC, PenFed (Platinum Rewards VSC, Pathfinder Rewards VSC), Santander Ultimate Cash Back WMC, Synchrony PayPal Cashback WMC, UMB Simply Rewards VC[Milford Federal], US Bank (Altitude Go VSC, Cash+ VSC [x2], Pick n Save/Metro Market WEMC)
Wishlist: AAA Daily Advantage Visa, AOD Signature, Bellco Colorado Rewards, Citi Custom Cash, EBates, Nusenda Platinum Cash Rewards, Ollo Optimum, PCMCU Platinum Rewards, Redstone FCU Signature, Vantage West Connect Rewards