APR<8.5% cards?

[DavidZeng]

Any CU products offer best APR< 8.5%? Just curious.

[coldnmn]

Not a credit union but Barclay Ring is 8%

[DigitalArk]

My USAA MC is 7.5%, USAA Amex is 8.9%. 

[DavidZeng]

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@coldnmn wrote:

Not a credit union but Barclay Ring is 8%

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Cool! good to know

[DavidZeng]

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@DigitalArk wrote:

My USAA MC is 7.5%, USAA Amex is 8.9%. 

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7.5% is awesome
!

[Themanwhocan]

Lake Michigan Credit Union has a Prime Platinum card that can be as low as 6.25% with no balance transfer fee. Credit lines up to $25,000

And somehow, they have a checking account with 3% APY

[DavidZeng]

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@Themanwhocan wrote:

Lake Michigan Credit Union has a Prime Platinum card that can be as low as 6.25% with no balance transfer fee. Credit lines up to $25,000

And somehow, they have a checking account with 3% APY

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Checking 3%!? GOD.....

[sailor_mercury]

Navy Fed Platinum's lowest published rate is 7.99%.

[B335is]

Lake Michigan is tough. I have a checking account with them but they are very conservative with approving a credit card.

Northwest Community Credit Union offers a Visa as low as 6.25%

Andrews FCU as low as 7.99% limits up to $ 50k

Michigan State FCU offers limits up to $50k and APR as low as 8.9%

[user5387]

It's pretty easy to find CUs with low APRs.  For example, SDFCU's best rate is 6.99%, and anyone can join.  I have a CU down the street with a 6.25% rate.

As far as the LMCU 3% checking account goes, it's a reward checking account -- you need to qualify via monthly requirements like 10 debit card transactions.