In Any Race...Someone Has to be Last.

[DavidZeng]

Discover! Good toy for my pet! Since I racked a few different design~ 

[VirtualCuriosity]

Capital One for me.  What's in your sock drawer? is my slogan for it. 

Still within the 0% interest on both Chase and Discover and utilize them heavy for the 5% bonus.  Walmart is still ahead of Capital One because I get the FICO each month and still have a 0% special purchase on it.  So, Capital One offers not much except the highest CL and I will hopefully PC it when the AF comes up in October.

[longtimelurker]

Barclays for me, twice been my lowest card.  The first time they gave me a $4.7K CL, and I closed it shortly after an auto-CLI raised it to $7.2K (thus pushing my Citi Forward into lowest place).  About a year later got the Sallie Mae, initial CL of $5K, which is better than 4.7 but not as good as 7.2K

Not always like that, I had the US Airways card with an initial $18K limit.

[sailor_mercury]

Hmmmmm....  It's a toss up between two for me both are Commenity Bank. 

One is the HSN MC (from the shopping cart trick) it has a rediculous 22+% interest rate and ZERO benefits other than you can earn points towards free shipping certificates that come attached to your statement.  I don't shop there so free shipping does nothing for me.  The credit limit is fine but the rewards do NOTHING.  Valenties Day the boyfriend and I did find a use for the card...  Any online shopping we want to do but don't want the credit union or AMEX to see we put it on the HSN card because I don't really care what Commenity or HSN thinks about me.  Second one is the Lane Bryant card, I got it hoping they would notify me of the bra sales twice a year.  The CL is pathetic ($300) and rewards are not significant.  But it's a store card and lots of people have sock drawered pain in the rump store cards.  I'm sorry I wasted HPs and brought down my AAoA with both of those cards!

[toi34]

For me it's JC Penney...but I shop there a lot for bed&bath items...willing to let it grow! 

[yudeology101]

Hmm...potential good thread here,  as I really don't have one lol

But if anything, it has to be my Sonycard from Cap1.

[longtime_lurker]

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@yudeology101 wrote:

Hmm...potential good thread here,  as I really don't have one lol

But if anything, it has to be my Sonycard from Cap1.

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Haha that's exactly what I was thinking to myself and looking at the cards I have. But honestly that's probably because I had a CU believe in me so I didn't have to start with a secured card or store cards, otherwise I'm sure I'd have plenty.

[aubie1kenobie2]

Mine would be Kohl's. Lowest CL and need to call for CLI requests (last one was denied -- too many new accounts -- good thing it was a SP

[MissCredit9]

Definitely Cap1 Quicksilver One... and it has an annual fee. Hope they will PC to the regular Quicksilver and give me a nice CLI or I'm cancelling.

[dumaine]

CapOne Sony Card....although I do thank them for helping me on my way.......started at 500, went to 750 with the credit steps program and stuck there with 24.9 APR. Opened 12/2012. Since then a few of the big boys let me in the game. Citi (750),  Discover (1600), Barclays (4K), BoA (5k).  Thanks again Cap One!!!