I have a Langley Credit Card and I noticed that they reported the balance on my account to the credit bureau as of the last day of the month instead of the balance on the statement. My statement closes on the 23rd of the month. Is this normal? I try to only let 9% of my balance report to the credit bureau and I have always based that on my statement balance. If this is normal I am going to have to make sure I pay attention to my balance at the end of every month going forward.
