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2023 Free FICO Scores Locations - DCU, NASA, etc.

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hackersmovie
New Contributor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

These are the banks I have that give FICO scores:

 

  • Bank of America - FICO 8 Transunion
  • Discover - FICO 8 Transunion
  • Ollo Card - FICO 9 Experian (don't know if Ally will continue)
Personal Cards:


Business Cards:



FICO 8: Equifax - 686 / Transunion - 727 / Experian - 678
FICO 9: Equifax - 659 / Transunion - 776 / Experian - 673
Message 11 of 42
NoHardLimits
Established Contributor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

Barclays provides Transunion FICO8. 

Citibank provides Equifax FICO8 Bankcard.

April 2024 Scorecard: Clean, Thick, Mature, NO New Revolver
FICO8:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 36 yrs | AoYRA: 12 mos | New Accounts: 0/6, 0/12, 2/24 | Util: 1% | DTI: 1%
Message 12 of 42
SpaceCityCCuser
Regular Contributor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.


@GZG wrote:

If there's a megalist of every free location you can get a FICO/Vantage 4.0 score, I can't find it.

 

Would be cool to have a masterlist with every lender and every score they offer and when they offer it 


I found this post, not sure how current it is.

https://ficoforums.myfico.com/t5/General-Credit-Topics/UNOFFICIAL-LIST-of-credit-cards-and-which-sco... 


Last Signature Update: 03/21/2024










Credit Age:
Approvals (Chase 5/24 not counting business cards):
Inquiries:

Financial Institutions:

Cards on the Radar:
2 plus years away cards:
Message 13 of 42
Bill77
Regular Contributor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

Amex Experian Fico 8.

 

Message 14 of 42
ThomasJNewton
Frequent Contributor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.


@GZG wrote:.

myFico has a free tier which offers a free fico 8 EQ score I believe 

 

image.png


I do not see that as an option. I only get:

No free tier here.No free tier here.

Message 15 of 42
GZG
Valued Contributor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.


@ThomasJNewton wrote:

@GZG wrote:.

myFico has a free tier which offers a free fico 8 EQ score I believe 

 

image.png


I do not see that as an option. I only get:

No free tier here.No free tier here.


it appears when you sign out/private browsing, I'm not sure how currently registered/non-plan having people get the free plan

Starting FICO 8:

Current FICO 8:

3/6, 5/12, 14/24

Message 16 of 42
credit8502020
Established Contributor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.


@SpaceCityCCuser wrote:

@GZG wrote:

If there's a megalist of every free location you can get a FICO/Vantage 4.0 score, I can't find it.

 

Would be cool to have a masterlist with every lender and every score they offer and when they offer it 


I found this post, not sure how current it is.

https://ficoforums.myfico.com/t5/General-Credit-Topics/UNOFFICIAL-LIST-of-credit-cards-and-which-sco... 


Thanks! Yes, it was last update in 2019. Still a good resource to consider potential options to check.

Message 17 of 42
credit8502020
Established Contributor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.


@GZG wrote:

@ThomasJNewton wrote:

@GZG wrote:.

myFico has a free tier which offers a free fico 8 EQ score I believe 

 

image.png


I do not see that as an option. I only get:

No free tier here.No free tier here.


it appears when you sign out/private browsing, I'm not sure how currently registered/non-plan having people get the free plan


@GZG Exactly! I'm not sure either.

Message 18 of 42
Anonymalous
Valued Contributor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

Here's a direct link to the myFICO free plan:

https://www.myfico.com/products/fico-free-plan-a

 

It was in the forum ads when it first came out. And yes, they were obviously doing A/B testing (change the final a to b, and it still works).

Message 19 of 42
SweetCreditObsession
Valued Contributor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

@credit8502020 thanks for the updated thread.



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 20 of 42
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