Chase report AU to credit bureaus?

[Poppa]

We added our 17 year old as an authorized user on a Chase card to start his credit history. He turns 18 later this year and I want him to have a fico score and get his own card. In the process it did not ask for his SSN. Will it still report to the credit bureaus without it? 

[Remedios]

That's unusual, I had to provide SS for my daughter when I added her.

If that's his first account, it will create a file, but to avoid future mix ups around similar names, DOBs, addresses, you would want to provide his SS to a lender 

[Anonymous]

It's really YMMV on those with no credit profiles. Chase typically does report AU, though.

I'd maybe suggest having the kid open a Chase bank account (checking account bonus too!) to get his info in their system. It then gives them more info to tie the credit card with. They have credit reporting specialists who could assist, most likely after he's 18; provided it doesn't report by then.

Aside from that if he wants his own credit cards I'd suggest, at least for Chase, keeping an equal or greater amount of deposits (avg daily balance for past couple months) to the minimum credit limit for the desired card -- it helps with approvals for those with thin/new/no credit.

[Poppa]

Well it's been a week since we added him as an AU and we haven't gotten an email or seen any addition to the online account. I'm starting to wonder if we missed something. If this is normal how long does it take to either recieve the card or see him on the online account?

[dragontears]

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@Poppa wrote:

Well it's been a week since we added him as an AU and we haven't gotten an email or seen any addition to the online account. I'm starting to wonder if we missed something. If this is normal how long does it take to either recieve the card or see him on the online account?

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With chase the AU gets a card with the exact same number as the primary and you can't "see" your AU online (you also have to call to remove AUs). 

As for reporting, I use to have 2 AU on my chase cards, one that lived with me and one that didn't. For the AU that lived with me, it started reporting to their reports after the first statement post addition. For the AU that doesn't live with me, they didn't report the account for ~3 years then one day just started reporting. 

@Remedios last I knew Chase doesn't ask for SSN for AU unlike Amex or Cap1. When did you add a AU with Chase that asked for the SSN?

[Remedios]

@dragontears  I was certain it did, but I looked at the form just now and ss# field is nowhere to be seen. 

[4sallypat]

Without a SSN, I don't know how Chase would report the AU to the credit bureau.

I have 3 AUs using the SSN on my: Chase IHG, Amex Plat, Barclays Frontier - all are reporting to the AU credit profile.

[Poppa]

It came in the mail yesterday.

[Anonymous]

were you ever able to determine whether or not it was reported on AU credit report? did you need to take any additional steps?

[Poppa]

He hasn't turned 18 yet but I will try and remember to update this in August