granny031350 wrote:so when there is no delinquency they go by dola? I have run into that with a couple of my TL that were included in my BK and discharged in 01. They should be coming off this year but the DOLA is reporting as 02 so therefore, the cra are listing come off as 2009. I can't seem to get them to understand that there couldn't be any action after filing on that debt but to no avail. so I am just going to let them all fall off. Disputing is exhausting.
True! But EQ's DOLA is really a DOFD. I know it can be confusing.
theshadow12345 wrote:I thought EX & TU were the only ones that went with DOFD and EQ went with DOLA?Awesome Post btw.
Message Edited by theshadow12345 on 03-28-2008 06:02 PM
I live in NC where the SOL is three years. I am approaching the three year mark from the dates of purchase. Five months away (8/05 and 9/05). My DOFD on these debts should be 11/05 and 12/05. According to what i have read here, the SOL kicks in later this year, which means they cannot sue me. However the items on my report will remain in place for another four years? Is that correct?
I know that once the SOL takes effect a CA cannot lawfully contact me to collect the on the debts. Is there any way, other than paying the debt, that an SOL TL on a CR can be removed before 7 years?