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@coldfusion wrote:
@Cory88 wrote:What are some easy credit unions to join that are basically open to everyone and don't do a a HP for membership?
For starters there are probably several local ones near where you live or work that you're eligible to join simply because of where you live or work, it would be easy enough to walk in or call and ask if they hard pull just for membership.
What is it you're looking for in a credit union other than it being easy to join without taking a hard pull? Good credit cards? Low-APR auto loan? Comparatively high yield on deposit accounts? Not all of them are good at all 3 of these criteria for example.
^^^^ This
What is the purpose of you wanting to join a CU?
Place to save money, place to get small change and deposit coins,
hub checking account, good credit cards. etc.
Most CU's have advantages and disadvantages,
no perfect ones found to date.
You will get better recommendations if we know what you are looking for.
Edit: and what state or area you live in.
Latino Community Credit Union is one of the easiest to join. You don't even need a social security number. You need:
At least an ITIN.
A photo ID from any country.
A utility bill if the address shown on the photo ID differs from your current address.
Membership in the Latino Community Development Center (Cost $8).
Checking is free with $250 minimum daily balance.
No annual fee credit card with 17.75% APR
Auto loans — unremarkable
Home loans — unremarkable
Immigration loans — fairly decent