Is this a scam?

[simplynoir]

I was thinking maybe it was a zombie debt collector from one of your discharged loans from your BK trying to collect but looking up the Mediation Group it looks like they are sus as heck. At this point I vote it's a scam. Scroll down to check out the person's experience with this group

https://www.consumer.ftc.gov/blog/2014/07/debt-collector-real

[comfortably_numb]

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@simplynoir wrote:

I was thinking maybe it was a zombie debt collector from one of your discharged loans from your BK trying to collect but looking up the Mediation Group it looks like they are sus as heck. At this point I vote it's a scam. Scroll down to check out the person's experience with this group

https://www.consumer.ftc.gov/blog/2014/07/debt-collector-real

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Yeah, I saw that but I'm not sure it's the same group. I also thought it was weird that they wouldn't give me their address when asked. They also wouldn't tell me who the original creditor was or the specific dates. They said "citycashloans" is an "umbrella" for about 50 other payday loan companies including Advance America, Ace Cash Express, etc.

They said they'd "mail me a discovery packet" whatever that is

[FireMedic1]

Plot thickens. From City cash Loans:

THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, and does not make loans or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will forward the information you provided to one or several independent loan companies. Providing your information on this Website does not guarantee that you will be approved for a loan.

Ever seen this site? So they're a broker. Not the actual lender. Starting to smell a bit. Like Fish.

https://www.citycashloans.com/ 

So they list city cash loans on that form who they are collecting for but they arent lenders.

[comfortably_numb]

A couple more interesting things the "supervisor" said when I spoke to her:

"I'm trying to help you settle this debt before it goes to court"

"I'm in court almost every day"

Why would someone from the debt collector's office be going to court?

When I asked her which attorney's office would be taking me to court, she said "It'll be in the county it happened in."

[comfortably_numb]

This is the domain her email came from:

https://simplicitycollect.com/

[comfortably_numb]

It also seems odd to me that they reference a Gmail address-

[FireMedic1]

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@comfortably_numb wrote:

This is the domain her email came from:

https://simplicitycollect.com/

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Tried that link:

Forbidden

You don't have permission to access this resource.

Additionally, a 403 Forbidden error was encountered while trying to use an ErrorDocument to handle the request.

[comfortably_numb]

I googled "totalsolace@gmail.com" and it took me here: https://www.solacegroup.org/privacy-policy

[FireMedic1]

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@comfortably_numb wrote:

It also seems odd to me that they reference a Gmail address-

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One e-mail sends it. Respond to a different e-mail. See what this packet they will send you. Which will probably be nothing.

[FireMedic1]

Found this tidbit: As far as .biz and .info domains go, these can be bought very cheaply, and are popular among spammers. Google knows this and won't rank you as high in search results.