Small Claims Court Ruling and Credit Reports

[Anonymous]

Does anyone know the answer to this question:

If the plaintiff (the one who files the suit) in a small claims court action loses the case, will that translate into a negative notation on one's credit report or does it depend on whether the judge orders the plaintiff to pay an award to the defendant?

Will this in turn pull down the plaintiff's FICO scores for the next seven years?

[RobertEG]

It is not the simple question of who is awarded judgment, it is what the judgment is.

If the plaintiff loses, judgment is for the defendant.  There must additionally be something in the court's judgment that constitutes a reportable adverse item or information that applies to the losing plaintiff's credit history.

I dont see an order as part of the judgment that assesses fees against the plaintiff as being a reportable adverse item of credit information.