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Soft Pull Pre-Qualify Links Part 2. Updated 2/10/2022

TattnallTrio
Frequent Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021

Prosper MasterCard does soft pull prequalifications

D69AE3E3-C1D9-45B0-8B01-B89D88C59F7D.png

 

Message 21 of 59
a1taylor513
New Member

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021


@jodo1132 wrote:

Truist [BBT]  now has there prequal tool working. Go to home page, click on credit cards tab at top of screen then click prequal on right of screen.  I have 2  older BBT cards, I selected new applicant and apped for two truist cards ,BT and cash and got approved instantly with only a SP. 



Do you have to be already be a current customer for the prequal? I do not see a link

Message 22 of 59
4sallypat
Valued Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021

Open loop:

Aspiration Zero by Beneficial Bank is a SP pre-approval similar to Apple Card / GS.

 

If you accept credit limit and rate, it will be a EX HP.

https://www.aspiration.com 

 

They offer very high SL - mine was $16K (second highest to the X1).

Message 23 of 59
bankjamie
New Member

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021

It would be nice to indicate which ones are free and which ones have annual fees.

Message 24 of 59
Jnbmom
Community Leader
Super Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021


@bankjamie wrote:

It would be nice to indicate which ones are free and which ones have annual fees.


When you use a link to the cards prequalify website all the information is there .

EXP 778 TU790 EQ 752
Message 25 of 59
jodo1132
Established Member

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021

No, you do not have to be a member. Just go to TRUIST home page, click credit cards and on the right you will see in a big light blue box check offers in minutes

Message 26 of 59
JcT21
Frequent Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021


@4sallypat wrote:

Open loop:

Aspiration Zero by Beneficial Bank is a SP pre-approval similar to Apple Card / GS.

 

If you accept credit limit and rate, it will be a EX HP.

https://www.aspiration.com 

 

They offer very high SL - mine was $16K (second highest to the X1).


 

my brother has been with aspiration for several years with a fico of 730.    he applied for the zero card this evening which resulted in a HP on experian.  was not approved.  the process for him wasnt like the apple card process at all. 

 

 

fico scores - May 2022:
TU - 701 | EX - 698 | EQ - 707 |
Message 27 of 59
dcp0524
Regular Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021


@a1taylor513 wrote:

@jodo1132 wrote:

Truist [BBT]  now has there prequal tool working. Go to home page, click on credit cards tab at top of screen then click prequal on right of screen.  I have 2  older BBT cards, I selected new applicant and apped for two truist cards ,BT and cash and got approved instantly with only a SP. 



Do you have to be already be a current customer for the prequal? I do not see a link


Just as an FYI and unless something is wrong with my mobile browser on multiple phones, you can only access Truist prequal by using the desktop version of their website. It does not show at all for me or any other family members phone when viewing through the mobile website. 

Lineup:

Future Apps:

05/10/2022
FICO 8 - EX: 731 | TU: 772 | EQ: 761
VS 3.0 - EX: 741 | TU: 752 | EQ: 761
Message 28 of 59
a1taylor513
New Member

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021


@dcp0524 wrote:

@a1taylor513 wrote:

@jodo1132 wrote:

Truist [BBT]  now has there prequal tool working. Go to home page, click on credit cards tab at top of screen then click prequal on right of screen.  I have 2  older BBT cards, I selected new applicant and apped for two truist cards ,BT and cash and got approved instantly with only a SP. 



Do you have to be already be a current customer for the prequal? I do not see a link


Just as an FYI and unless something is wrong with my mobile browser on multiple phones, you can only access Truist prequal by using the desktop version of their website. It does not show at all for me or any other family members phone when viewing through the mobile website. 


Yes that is correct. I finally figured this out over this past weekend. Thank you for your response. 

Message 29 of 59
dcp0524
Regular Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021


@4sallypat wrote:

Open loop:

Aspiration Zero by Beneficial Bank is a SP pre-approval similar to Apple Card / GS.

 

If you accept credit limit and rate, it will be a EX HP.

https://www.aspiration.com 

 

They offer very high SL - mine was $16K (second highest to the X1).


I applied and was HP via EX -$16k @ 15.99%(?) . Still didn't accept bc I was so ticked I was hard pulled. My own fault. Lesson learned. I'm just not looking to add any cards rn. Looking to get in with AMEX and Citi CC. What can I say I like to play with pre-approvals and SP approvals. 

 

The hard pull was delayed about 5 minutes after I was approved as well.

0C1223CD-6B17-4F7A-A120-E4172F63505B.jpeg

 

Lineup:

Future Apps:

05/10/2022
FICO 8 - EX: 731 | TU: 772 | EQ: 761
VS 3.0 - EX: 741 | TU: 752 | EQ: 761
Message 30 of 59
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