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Soft Pull Pre-Qualify Links Part 2. Updated 2/10/2022

racole82
Valued Member

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021

Thanks!!!

Started EXP: 535 Feb 21 Current EXP: 676 - EQ: 700 - TU: 685
Quicksilver C1: $1,950 CL
Quicksilver One C1: $1,250 CL
Savor One C1: $1,000 CL
Walmart Rewards C1: $750 CL
Secured N Rewards NF: $1,000 CL
Checking Line of Credit NF: $1,000 CL
Discover It: $4,000 CL
Cash Rewards NFCU: $6,100 CL
Shane Co. TD Bank : $2,500
Total CL: $19,554‬
Message 11 of 68
FinStar
Moderator Emeritus

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021


@Goos wrote:

Maybe I'm doing something wrong but where is the actual prequalify stuff for the Amex business cards . It take me to a site with their cards to explore them . 


This thread focuses primarily on consumer/personal credit products, not business ones.

Message 12 of 68
FinStar
Moderator Emeritus

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021


@Mjmeza wrote:

@gotxzilla wrote:

Thanks for keeping this post updated.  I found it super usful when I was looking for cards to build my credit.

 

One card that I saw that had a pre-qualify link is the Amazon Prime Visa from Chase.  You'll have to already have an Amazon account.  Once you sign in, there should be a pre-qualify link.

https://www.amazon.com/Amazon-Prime-Rewards-Visa-Signature-Card/dp/BT00LN946S

 


This looks like a hard pull. Reading the fine print it's a gamble at the least.


@Mjmeza -- pre-qualifying for the CC is a SP as the first step. If a pre-approved offer displays, then yes it will be a HP if you proceed and accept the offer.

Message 13 of 68
Goos
Regular Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021


@FinStar wrote:

@Mjmeza wrote:

@gotxzilla wrote:

Thanks for keeping this post updated.  I found it super usful when I was looking for cards to build my credit.

 

One card that I saw that had a pre-qualify link is the Amazon Prime Visa from Chase.  You'll have to already have an Amazon account.  Once you sign in, there should be a pre-qualify link.

https://www.amazon.com/Amazon-Prime-Rewards-Visa-Signature-Card/dp/BT00LN946S

 


This looks like a hard pull. Reading the fine print it's a gamble at the least.


@Mjmeza -- pre-qualifying for the CC is a SP as the first step. If a pre-approved offer displays, then yes it will be a HP if you proceed and accept the offer.


Sadly that prequalify on Amazon is broken I think . Always says can't access your report . 

Message 14 of 68
Relatxbles
Regular Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021

Thank you this is very helpful! 




Message 15 of 68
Phana24
Regular Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021


@Goos wrote:

Maybe I'm doing something wrong but where is the actual prequalify stuff for the Amex business cards . It take me to a site with their cards to explore them . 


If you have an Amex personal card, call the biz card number and they'll guarantee a SP if you apply for a biz card, with the exception of the corporate card.  The Business Blue is a great 2% card.

Message 16 of 68
thedood
New Member

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021

Nice list, thanks for posting/updating.


Although, I'd say CreditOne is predatory... These guys don't even allow autopay, and they typically charge an annual fee just for the privledge of having their terrible card. Smiley Happy

 

Understand that for some, this is one of their only options, but still.

Message 17 of 68
jodo1132
Established Member

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021

Truist [BBT]  now has there prequal tool working. Go to home page, click on credit cards tab at top of screen then click prequal on right of screen.  I have 2  older BBT cards, I selected new applicant and apped for two truist cards ,BT and cash and got approved instantly with only a SP. 

Message 18 of 68
Goos
Regular Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021


@jodo1132 wrote:

Truist [BBT]  now has there prequal tool working. Go to home page, click on credit cards tab at top of screen then click prequal on right of screen.  I have 2  older BBT cards, I selected new applicant and apped for two truist cards ,BT and cash and got approved instantly with only a SP. 


I applied cold and never got a hp . 

Message 19 of 68
Who_wuda_thought
Frequent Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021

@Bizz408 

Stumbled onto the Lenovo Prequalify page.  Was instant approved (Consumer/Synchrony) but didn't app at this time.

 

https://www.lenovo.com/us/en/landingpage/lenovo-financing-options?orgRef=https%253A%252F%252Fwww.mys...

Scores as of January 11, 2023:



The Beginning - 7/2020
Central Bank Only Card MC (Began as $250 secured) --> $2000 unsecured
** 8/2021 Joined MyFico **
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2022 New Cards (Jan.-March)
Citi Costco Anywhere VS $6000 | Commerce Bank Special Connections V $1000 | Cap1 Walmart Rewards WEMC $3000
(October-November)
NFCU More Rewards Amex $14,800 | PenFed Platinum VS $9000 | AMEX BCP $2000 | Bank of the West CB WMC $8000 | Walgreen's MC $4000

** Retired/Low Income south of $20k **
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Message 20 of 68
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