I have often observed a poster holding back some very important piece of information. This isn't an accusation or denunciation. It's simply an observation.
The catch-22 is that if one is coming here to ask questions, then one may not know what is or is not an important piece of information.
Here are some questions to consider when posting, particularly if one is posting either for the first time or very early on in the credit learning process.
Are you planning a big purchase, like a car or a home, either short term or long term?
Are you getting married or divorced?
Have you been sued? Served with a summons and complaint? Threatened with a summons and complaint? Called to appear at a mitigation or arbitration hearing?
Be sure to state your goals. They can specific or general, short or long term, tangible or intangible. However, as your goals are more general, you'll need to include more details.
For example:
"I want to improve my credit, and I'm not sure what to do. I have 2 CCs, 3 unpaid collections, and an ontime car loan. I hope to buy a home in the next 2 years."
I'll probably come up with others later. I don't want this to turn into a what if of every possible scenario, just the big picture stuff to be sure to include when posting.
Message Edited by Noah_Bodie on
06-17-2007 02:59 PM