@DXness wrote:
Legally-speaking, creditors do not have to report anything to any CRA. It's their choice to report as much or as little as they want. If there's no split report or no errors causing the lack of data...you can't force them to report if they decide not to. Data on a credit report does need to be accurate, but lack of details doesn't equate to inaccuracy, just incompleteness.
That isn't the point here. The signs here signal that data is being provided correctly but (only) Equifax is not reporting it correctly.
(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850
$1M+ club
Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
