No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I was wanting to join and open a Penfed savings account and was looking for some info before opening the account if it would be a HP or SP on my credit and if it is a HP which credit bureau do they pull from? TIA.
(MODS. if this is in the wrong place my apologies.)
In the past I know Penfed pulls Equifax. If I am wrong others from my fico will correct me.
@CardHunter wrote:I was wanting to join and open a Penfed savings account and was looking for some info before opening the account if it would be a HP or SP on my credit and if it is a HP which credit bureau do they pull from? TIA.
(MODS. if this is in the wrong place my apologies.)
This thread has 3 people reporting that recent PenFed membership applications were SP only:
Thanks guys, I went ahead and joined Penfed and opened a savings account and it was a SP on my EQ. Thanks again!
They were a hard pull on Equifax back in May when I opened my savings account.
@CardHunterDid the SP stick? I joined in Feb and it was a HP to join but I was able to use the same HP for the Power Cash card.
I joined a month ago to open a savings account and it was SP only.
@Tdatb64 wrote:They were a hard pull on Equifax back in May when I opened my savings account.
Penfed uses EQ 9 ..last yr they used SP to open Savings account
@FireMedic1 wrote:@CardHunterDid the SP stick? I joined in Feb and it was a HP to join but I was able to use the same HP for the Power Cash card.
Sorry for the delay responding, yes it was just a SP on EQ when I joined. No alerts as of today of a HP. but I only signed up for the savings account just to get a foot in the door.
Big fan of PenFed! They SP my membership 2 years ago, but HP on EQ 9 for the CCs I have. For a HELOC they pull EQ 5.
They do HP for a CLI or at least they did for me and I can live with that.
I think it's safe to say they are all about EQ.
JOINED 4/2020
FICO 8 = 582, 620, 589 / Mortgage = 633, 526, 581
CURRENT PEAK *Thanks to the MF Community!
FICO 8 = 715, 711, 720 / Mortgage = 688, 696, 681