AU on Best Buy card on reports

doc101 · ‎08-12-2012

Pulled my reports on USAA and saw where Best Buy is listed on my EX report. No info listed on EQ or TU. Once I make the payment, should the info be updated to the other 2 CRA's by then? I'm hoping this will help increase my scores

Starting Score:Equifax 543
Current Score:EQ659 TU 716 EXP677 updated 7/3/2016
Goal Score: 700

BadMammaJ · ‎08-28-2012

I would love to know the answer to this as well. I recently applied and was approved for a Best Buy card, however the pull didn't show up in my credit tracker. I got my card and the letter states that they ran my Eq report.

Starting Score Ex: Fako 629 Starting Score Eq: 602 Starting Score TU: 608
Current Score Eq: CK 561
Current Score TU: Walmart 621
Goal Score: 700

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My Wallet: Best Buy $400, Walmart $400, Amazon $700, (2)Cap One $500, Orchard Bank $350, Cap One $1000, Ashley Stewart $1000, GE $1500

llecs · ‎08-29-2012

@doc101 wrote:
Pulled my reports on USAA and saw where Best Buy is listed on my EX report. No info listed on EQ or TU. Once I make the payment, should the info be updated to the other 2 CRA's by then? I'm hoping this will help increase my scores

CCs will typically report the balance you had on the statement date and will report that balance starting about 1-2-3-4 days following the statement date. YMMV on the creditor. Depending on the CC, you'll often see it on EX first followed by EQ then TU last. IME, I had quite a few updates where TU would update a week or two following that statement date.

Does the above fit into a scenario as to why you don't see it on EQ or TU? DW and I both have BB CCs (hers is the RZMC and mine the store). They report to all three and fit into what I typed above. Now I haven't followed the reporting as close since CapOne took over, but I'm sure it's similar.