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            Understanding FICO® Scoring

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            gdale6

            We’re Tom Quinn & Tommy Lee - FICO Score Experts! ...

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            by gdale6 on ‎09-18-2020 12:41 PM Latest post on ‎09-16-2020 05:24 PM by UncleB
            111 Replies 20623 Views
            111 Replies
            20623 Views
            jello77

            The many flavors of FICO:__Editions, versions, and...

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            by jello77 on ‎06-27-2020 09:03 PM Latest post on ‎06-27-2020 12:46 PM by Anonymous
            165 Replies 311498 Views
            165 Replies
            311498 Views
            Tuscani

            Frequently Requested Threads

            by Tuscani on ‎06-14-2021 06:29 PM
            0 Replies 115658 Views
            0 Replies
            115658 Views
            Barry

            About this board...

            by Barry on ‎01-13-2009 12:26 PM
            0 Replies 54425 Views
            0 Replies
            54425 Views
            TB

            MY SCORE HAS GONE FROM 805 T0 756.

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            by New Visitor TB on ‎05-02-2025 04:11 PM Latest post on ‎05-28-2025 12:45 PM by FicoMike0
            31 Replies 988 Views
            31 Replies
            988 Views
            CIAABeliever

            Credit Cart "T" status

            by New Visitor CIAABeliever on ‎05-22-2025 08:25 AM Latest post on ‎05-28-2025 09:00 AM by New Visitor CIAABeliever
            2 Replies 161 Views
            2 Replies
            161 Views
            JSUB

            Are FICO scores affected by how many CRA report ea...

            by JSUB on ‎05-27-2025 02:17 PM Latest post on ‎05-27-2025 03:01 PM by GZG
            1 Reply 95 Views
            1 Reply
            95 Views
            1LoneBeacon

            What can I expect with Nelnet aging off file?

            by New Member 1LoneBeacon on ‎05-24-2025 08:39 AM Latest post on ‎05-27-2025 09:22 AM by Thomas_Thumb
            6 Replies 291 Views
            6 Replies
            291 Views
            Zoostation1

            Credit MIx

            by Zoostation1 on ‎05-26-2025 09:25 AM Latest post on ‎05-26-2025 08:47 PM by Zoostation1
            2 Replies 150 Views
            2 Replies
            150 Views
            Patient957

            I lost 6 points for getting a CLI

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            by Patient957 on ‎05-12-2025 08:21 AM Latest post on ‎05-24-2025 09:02 PM by Thestickybandit
            16 Replies 524 Views
            16 Replies
            524 Views
            AzCreditGuy

            Data points for credit spree and missing account o...

            by AzCreditGuy on ‎04-08-2025 10:32 AM Latest post on ‎05-24-2025 09:47 AM by Thomas_Thumb
            6 Replies 622 Views
            6 Replies
            622 Views
            MrsCHX

            Frustrating score changes

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            by MrsCHX on ‎05-10-2025 09:51 AM Latest post on ‎05-22-2025 06:07 PM by FICOdawg
            20 Replies 614 Views
            20 Replies
            614 Views
            Gregory1776

            Made it triple digit 8’s

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            by Gregory1776 on ‎05-11-2025 09:24 AM Latest post on ‎05-22-2025 10:28 AM by SouthJamaica
            10 Replies 421 Views
            10 Replies
            421 Views
            vrferrari

            All......most......there..... !!! All 850's or bus...

            by New Member vrferrari on ‎03-20-2025 02:30 PM Latest post on ‎05-21-2025 09:50 AM by Thomas_Thumb
            4 Replies 665 Views
            4 Replies
            665 Views
            Turbobuick

            The lighter side of a fico hit

            by Turbobuick on ‎05-11-2025 08:54 AM Latest post on ‎05-19-2025 05:33 AM by FICOdawg
            6 Replies 683 Views
            6 Replies
            683 Views
            FicoMike0

            Finally made triple 800!

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            by FicoMike0 on ‎05-05-2025 03:24 PM Latest post on ‎05-18-2025 05:27 PM by FicoMike0
            11 Replies 537 Views
            11 Replies
            537 Views
            SouthJamaica

            Overlimit --> Minus 8 points

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            by SouthJamaica on ‎11-18-2024 08:16 AM Latest post on ‎05-12-2025 08:56 AM by SouthJamaica
            14 Replies 1661 Views
            14 Replies
            1661 Views
            indiolatino61

            Early Exclusion Lowers Wife's Scores

            by indiolatino61 on ‎05-11-2025 08:20 PM Latest post on ‎05-12-2025 12:06 AM by indiolatino61
            2 Replies 267 Views
            2 Replies
            267 Views
            House2021

            How many points did you gain after charge off paid...

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            by House2021 on ‎04-06-2021 01:27 PM Latest post on ‎05-11-2025 04:44 PM by MikeB4
            37 Replies 9233 Views
            37 Replies
            9233 Views
            Zoostation1

            Score changes

            by Zoostation1 on ‎04-12-2025 01:38 PM Latest post on ‎05-10-2025 09:20 PM by Patient957
            4 Replies 618 Views
            4 Replies
            618 Views
            Antredd

            First Time Ever in the 800 Club Update

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            by Antredd on ‎04-11-2025 12:05 PM Latest post on ‎05-10-2025 08:28 PM by Pink_Finances
            17 Replies 988 Views
            17 Replies
            988 Views
            Varsity_Lu

            Wild Point Swing Help

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            by Varsity_Lu on ‎05-06-2025 05:31 AM Latest post on ‎05-10-2025 08:14 PM by Realist
            25 Replies 556 Views
            25 Replies
            556 Views
            Zoostation1

            Score movement confusion (FICO 10)or possible dela...

            by Zoostation1 on ‎05-03-2025 11:48 AM Latest post on ‎05-10-2025 08:01 PM by Realist
            2 Replies 326 Views
            2 Replies
            326 Views
            Cblough93

            Is 6 months a threshold for AOYA?

            by Cblough93 on ‎05-01-2025 10:43 AM Latest post on ‎05-07-2025 01:15 PM by SouthJamaica
            5 Replies 477 Views
            5 Replies
            477 Views
            Tahira123

            Credit help with removed collections account

            by New Visitor Tahira123 on ‎05-05-2025 03:47 PM Latest post on ‎05-05-2025 05:29 PM by Seatac
            1 Reply 239 Views
            1 Reply
            239 Views
            Gregory1776

            Shocking increase on loan utilization

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            by Gregory1776 on ‎05-02-2025 07:34 PM Latest post on ‎05-04-2025 03:21 PM by FicoMike0
            12 Replies 632 Views
            12 Replies
            632 Views
            SUPERSQUID

            I need help with utilization reduction vs ficos

            by SUPERSQUID on ‎05-02-2025 10:50 AM Latest post on ‎05-02-2025 11:28 PM by SUPERSQUID
            3 Replies 635 Views
            3 Replies
            635 Views
            marmofico

            Best 5-4-2 Fico Scenario For 1 credit card

            by New Member marmofico on ‎04-30-2025 05:16 PM Latest post on ‎05-01-2025 10:16 AM by SouthJamaica
            3 Replies 327 Views
            3 Replies
            327 Views
            Smooth_J

            3 lates - when will my scores improve?

            by Smooth_J on ‎04-30-2025 03:24 PM Latest post on ‎05-01-2025 09:36 AM by Thomas_Thumb
            3 Replies 332 Views
            3 Replies
            332 Views
            DuxMom1

            Missed an auto payment. How long to repair score?

            by DuxMom1 on ‎04-24-2025 08:12 AM Latest post on ‎04-26-2025 04:46 PM by FicoMike0
            7 Replies 639 Views
            7 Replies
            639 Views
            omgitsMatt

            (2) AU experiment & score drops from small balance...

            by omgitsMatt on ‎04-19-2025 12:13 AM Latest post on ‎04-26-2025 01:33 AM by omgitsMatt
            2 Replies 413 Views
            2 Replies
            413 Views
            Tiggr

            Paying off Auto Loan vs Paying it down to a tiny a...

            by Tiggr on ‎04-22-2025 04:38 AM Latest post on ‎04-22-2025 01:39 PM by pizzadude
            5 Replies 625 Views
            5 Replies
            625 Views
            julia18330

            Closed account with balance

            by julia18330 on ‎04-16-2025 09:04 AM Latest post on ‎04-20-2025 04:24 PM by RedKhaos
            8 Replies 920 Views
            8 Replies
            920 Views
            frankjaeger

            Credit scores are stagnant, what can I do?

            by frankjaeger on ‎04-09-2025 06:58 AM Latest post on ‎04-16-2025 12:45 AM by indiolatino61
            3 Replies 679 Views
            3 Replies
            679 Views
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