What are labels and tags, you ask?
Labels: Think of this like a category for your thread. Whenever you start a new thread, you’ll be required to add a label to it. Labels are predefined and only required when you’re starting a new thread.
Tags: Think of tags like specific topics. Tags can be added to any post – original or a reply – and they are not predefined. That means you can add whatever tag you’d like to your posts (that is within our TOS). Tags are not required, but using them can help fellow members find your post when looking for a certain topic. Please just keep them clean and try to reuse tags when relevant, rather than creating small variations. Read more about tags
What’s the point? Good question. Labels & tags are designed to help you find the information you’re looking for faster. You’ll notice on the right-hand side of the community, you can now click on a label to see all topics within the category. We’ve also added a tag cloud that shows which tags are the most popular.
You can learn more about adding tags & labels here: http://ficoforums.myfico.com/t5/Community-Feature-FAQ-s/Adding-Labels-and-Tags-to-Posts/td-p/4373880
If you have any questions or recommendations, feel free to send me a PM. Just make sure you put “labels & tags” as the subject line.
(Edited by @SunriseEarth on 6-15-2017)