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User Guidelines & General Information
Latest Topic - Update Regarding Inactive Accounts
Latest Post - Update Regarding Inactive Accounts
| 19 Posts | 08-07-2023 09:23 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
7309
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Take the myFICO Fitness Challenge!
Latest Topic - August 2025 Check In Thread
Latest Post - Re: August 2025 Check In Thread
| 7309 Posts | 08-01-2025 08:06 PM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - Underscoring how worthless Vantage 3.0 is vs. FICO
Latest Post - Re: 31 Point Bump: NFCU Shares Pledge Loan (SSL)
| 192338 Posts | 08-09-2025 12:25 PM | |
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - PSA: AAA Daily Advantage Visa not good at Walmart....
Latest Post - Re: Do You Think Credit Scores Are a Fair Reflecti...
| 305400 Posts | 08-09-2025 05:33 PM | |
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - Capital One Debit Cards Transitioning to Discover ...
Latest Post - Re: Credit card debt reaches $1.21 trillion
| 27973 Posts | 08-08-2025 09:28 PM | |
8186
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - Need advice on car repairs
Latest Post - Re: Red flags in relationships with rich men (or w...
| 8186 Posts | 08-07-2025 04:38 PM | |
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - ICCU Siggy Loan Approved
Latest Post - Re: Building an Emergency Fund After Debt Consolid...
| 257783 Posts | 08-09-2025 04:15 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Penfed PCR Rewards Redemption
Latest Post - Re: Cap One Savor question
| 1721326 Posts | 08-09-2025 06:05 PM | |
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - Apple MC - ID Verification - Long Time Apple Custo...
Latest Post - Re: Need Advice on Applying for Chase Sapphire Res...
| 301069 Posts | 08-09-2025 03:13 PM | |
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Comenity CLi’s
Latest Post - Re: Comenity CLi’s
| 860305 Posts | 08-09-2025 06:14 PM | |
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - Variable income mortgage option.
Latest Post - Re: Installment loan will end around closing. Thou...
| 258088 Posts | 08-08-2025 06:00 PM | |
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - Best rates these days if you have good credit
Latest Post - Re: A network of Dealerships that won't take NFCU ...
| 97295 Posts | 08-07-2025 09:42 PM | |
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - Student loans...
Latest Post - Re: Student loans...
| 28014 Posts | 08-08-2025 04:49 AM | |
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - Amex Plat Business
Latest Post - Amex Plat Business
| 50132 Posts | 08-09-2025 05:37 PM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - At The End Of A Rebuild And The Scores Are Drastic...
Latest Post - Re: Getting back with Discover after burning them?
| 658894 Posts | 08-08-2025 06:54 PM | |
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - Possible to rebuild after second BK?
Latest Post - Re: Possible to rebuild after second BK?
| 85721 Posts | 08-09-2025 06:16 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Penfed PCR Rewards Redemption
Latest Post - Re: Cap One Savor question
| 1721326 Posts | 138 Posts | |
Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Comenity CLi’s
Latest Post - Re: Comenity CLi’s
| 860305 Posts | 131 Posts |