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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
About this board...	0	Barry	18632	‎03-05-2007 05:03 AM by Barry
Frequently Requested Threads	0	Tuscani	33367	‎06-17-2007 06:07 PM by Tuscani
Our Forums' FICO High Achievers: Who has at least... [ 1 2 3 4 5 6 7 8 9 10 » ]	740	psychic	44228	‎05-24-2013 04:08 PM by MonkeyBelly
Refinanced car, big hit?	0	starry1	19	‎05-24-2013 10:48 PM by starry1
Bummer!	3	dubcee33	37	‎05-24-2013 08:18 PM by llecs
Impact of first late payment	2	bruin23	47	‎05-24-2013 07:41 PM by bruin23
Removing an authorized user account - help or hurt...	3	Cornholio	51	‎05-24-2013 07:36 PM by guiness56
Scoring possibilities....	5	CreditJunkie917	136	‎05-24-2013 04:09 PM by CreditJunkie917
Our Forums' FICO High Achievers: Who has at least... [ 1 2 3 4 5 6 7 8 9 10 » ]	740	psychic	44228	‎05-24-2013 04:08 PM by MonkeyBelly
Myfico Equifax 797 Vs. Discover Equifax score 748? [ 1 2 3 4 ]	37	To-Be-Continued	1063	‎05-24-2013 03:19 PM by LLMT
Credit card usage question	2	unc0mm0n1	110	‎05-24-2013 08:52 AM by llecs
Testing the 1%-9% UTL theory [ 1 2 ]	16	dodfire	440	‎05-24-2013 02:57 AM by CreditJunkie917
Introduction and Possible Score Increase?	3	bobthecreditbuilder	113	‎05-23-2013 12:47 PM by llecs
best spent money to improve credit score	1	creditseeker7	138	‎05-23-2013 12:39 PM by InvincibleSummer3
credit repair community Newbie..help!!!!	2	Oneicecolddiva	70	‎05-23-2013 12:08 PM by Oneicecolddiva
Dinged for having 1 CC balance vs 2...	2	jarroldharrell1	159	‎05-23-2013 09:49 AM by jarroldharrell1
Current Status of an Account	5	kaymom	111	‎05-23-2013 09:45 AM by p-
How can I increase my credit limit?	1	cocomadd	161	‎05-22-2013 08:00 PM by llecs
Please share your thoughts., advice.	3	SRAGS	165	‎05-22-2013 07:49 PM by SRAGS
Is It Transunion or not?	1	creditseeker7	83	‎05-22-2013 07:16 PM by llecs
Age of Credit History	2	Legal_Girl	109	‎05-22-2013 05:58 PM by Legal_Girl
Equifax just told me to stop using this site to pu... [ 1 2 ]	13	Thammer	464	‎05-22-2013 12:16 PM by llecs
Best Accurate Credit Score	6	TwoBeFree	190	‎05-22-2013 08:21 AM by guiness56
How does a refi affect your scores?	3	masscredit	64	‎05-22-2013 08:18 AM by thom02099
CS not moving. What gives?	7	Freakshow77	284	‎05-21-2013 07:44 PM by bettercreditguy1
Credit Secrets Bible...what is this?	7	browe	1301	‎05-21-2013 06:55 PM by ForumPheen
How many point increase should I expect? [ 1 2 ]	16	finfree	6341	‎05-21-2013 01:35 PM by silentforamoment
Fico Score	2	JWest	187	‎05-21-2013 12:41 PM by llecs
How big of a hit	2	Stonemanmv	127	‎05-20-2013 07:17 PM by Stonemanmv
No Fico Score	2	walt1226	122	‎05-20-2013 06:49 PM by AndySoCal
Avg Credit Score	2	jc3710	165	‎05-20-2013 03:49 PM by thom02099
CO Becomes Less Impact?	5	HYPASS33	287	‎05-19-2013 02:30 PM by samdubs
GEMB score quesiton	1	jessiej	126	‎05-19-2013 11:59 AM by llecs

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.