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User Guidelines & General Information
Latest Topic - Update Regarding Inactive Accounts
Latest Post - Update Regarding Inactive Accounts
| 19 Posts | 08-07-2023 09:23 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
7287
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Take the myFICO Fitness Challenge!
Latest Topic - March 2025 Check In Thread
Latest Post - Re: March 2025 Check In Thread
| 7287 Posts | 04-22-2025 11:45 AM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - Missed an auto payment. How long to repair score?
Latest Post - Re: Missed an auto payment. How long to repair sco...
| 191528 Posts | 04-25-2025 01:05 PM | |
304413
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - Achieved 850 on All 3 Credit Reports
Latest Post - Re: Why isn't my EX updating?
| 304413 Posts | 04-25-2025 11:48 PM | |
27552
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - WaFd Bank Exits Single-Family Mortgage Lending Bus...
Latest Post - Re: Experian Caught (allegedly) Tanking FICO Score...
| 27552 Posts | 04-25-2025 07:19 PM | |
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - Non Married Business Venture Gone Bad
Latest Post - Re: Parents Demanding Money from Me
| 8132 Posts | 04-25-2025 09:15 PM | |
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - Has anyone successfully gotten a CLOC CLI from Nav...
Latest Post - Re: YNAB or something else?
| 257049 Posts | 04-24-2025 11:07 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Experian "No Ding" Denial
Latest Post - Re: Experian "No Ding" Denial
| 1716634 Posts | 04-25-2025 10:21 PM | |
300141
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - CSP was denied, how to increase my credit score ?
Latest Post - Re: CSP was denied, how to increase my credit scor...
| 300141 Posts | 04-25-2025 11:20 PM | |
857238
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - BILT Instant Approval with $2.5k SL
Latest Post - Re: Capital One Savor One For Good Credit Approval
| 857238 Posts | 04-25-2025 06:52 PM | |
257772
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - Late mortgage payments and wanting to move and to ...
Latest Post - Re: Late mortgage payments and wanting to move and...
| 257772 Posts | 04-22-2025 07:09 PM | |
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - Some Credit Unions use Vantage score???
Latest Post - Re: Some Credit Unions use Vantage score???
| 97138 Posts | 04-25-2025 06:57 PM | |
27982
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - Delinquent Account
Latest Post - Re: Defaulted on perkins loan, now in collection, ...
| 27982 Posts | 04-24-2025 09:29 PM | |
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - Approved! Chase Ink Business Unlimited! 15k SL
Latest Post - Re: Approved! Chase Ink Business Unlimited! 15k S...
| 49681 Posts | 04-25-2025 10:12 AM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - Why is Early Exclusion So Important
Latest Post - Re: I'm trying to build a plan... Opinions?
| 658127 Posts | 04-25-2025 08:24 PM | |
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - Mortgage forebearance and chapter 7
Latest Post - Re: Bankruptcy Blacklist - add what you know
| 85437 Posts | 04-25-2025 02:30 PM |
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Got questions? Let’s talk! — myFICO + NerdWallet Ask Me Anything!
We’re thrilled to be joining NerdWallet for our first joint AMA (Ask Me Anything) & look forward to answering any questions you may have related to FICO scoring as well as any other credit related topics to close out Financial Literacy Month. Feel free to submit your question ahead of time at this location!
Latest Topic - Devil's Advocate
Latest Post - Re: Devil's Advocate
| 3 Posts | 04-25-2025 12:40 PM | |
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SmorgasBoard
If it doesn’t fit in the other boards, put it in the Smorgasboard! This board includes the zany, fun and social stuff: cat pictures, jokes, trivia, random thoughts, etc.
Latest Topic - mF contest for the lowest credit score?
Latest Post - Re: I Miss The Garden Club
| 82617 Posts | 04-25-2025 09:27 PM | |
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myFICO® Product Feedback
Latest Topic - myFICO takes zero responsibility for accuracy........
Latest Post - Re: myFICO takes zero responsibility for accuracy....
| 16039 Posts | 03-07-2025 10:56 AM | |
7281
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myFICO® Forums Technical Help
Latest Topic - FICO IS BS!!
Latest Post - Re: FICO IS BS!!
| 7281 Posts | 04-24-2025 08:51 AM | |
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Credit CARD Act and New FHA Rules Download
Latest Topic - myFICO Insider's Guide to 2010 credit card reform ...
Latest Post - Re: myFICO Insider's Guide to 2010 credit card ref...
| 49 Posts | 04-16-2024 09:28 PM | |
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What you should know about the Dodd-Frank Act
Latest Topic - What you should know about the Dodd-Frank Act
Latest Post - Re: Dodd-Frank Act
| 86 Posts | 04-16-2024 09:32 PM |
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - BILT Instant Approval with $2.5k SL
Latest Post - Re: Capital One Savor One For Good Credit Approval
| 857238 Posts | 132 Posts | |
Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Experian "No Ding" Denial
Latest Post - Re: Experian "No Ding" Denial
| 1716634 Posts | 86 Posts |