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User Guidelines & General Information
Latest Topic - The New 'How to Report Inappropriate Content' Guid...
Latest Post - The New 'How to Report Inappropriate Content' Guid...
| 20 Posts | 09-16-2025 01:25 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
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7333
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Take the myFICO Fitness Challenge!
Latest Topic - December 2025 Check In Thread
Latest Post - Re: December 2025 Check In Thread
| 7333 Posts | 12-31-2025 10:03 PM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - BOA CC Fraud Transaction cause delay in reporting?
Latest Post - Re: Asking AI about understanding score movement a...
| 193197 Posts | 04-09-2026 09:34 AM | |
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306369
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - Amex cards question
Latest Post - Re: Citibank trended data Dis
| 306369 Posts | 04-09-2026 02:52 PM | |
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28561
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - White House VA killed a forbearance program. Now v...
Latest Post - Re: White House scales back plan to dismantle the ...
| 28561 Posts | 04-06-2026 04:02 PM | |
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8234
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - Desperate and don't know what to do
Latest Post - Re: Desperate and don't know what to do
| 8234 Posts | 04-01-2026 08:24 PM | |
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259169
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - Sofi Adding "INSTANT" Transfers
Latest Post - Re: Sofi Adding "INSTANT" Transfers
| 259169 Posts | 04-09-2026 02:36 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - US Bank Shopper Cash Rewards Notes
Latest Post - Re: Amex MR points transfer to a no AF Amex
| 1729055 Posts | 04-09-2026 04:04 PM | |
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - Comenity App Frustration!
Latest Post - Re: does anyone have a working Bank of America rec...
| 302890 Posts | 04-09-2026 10:58 AM | |
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - B of A Custom Cash Card approval
Latest Post - Re: B of A Custom Cash Card approval
| 864870 Posts | 04-09-2026 01:58 PM | |
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258374
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - Looking for help/explanation on FICO 2, 4, 5 Score...
Latest Post - Re: New Construction coming along and have a few q...
| 258374 Posts | 04-03-2026 12:42 PM | |
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97555
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - Auto loan advice.
Latest Post - Re: Auto loan advice.
| 97555 Posts | 04-08-2026 02:23 PM | |
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28041
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - Mohela Overpayment of Forgiven Loans
Latest Post - Mohela Overpayment of Forgiven Loans
| 28041 Posts | 04-04-2026 04:09 PM | |
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50825
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - New LLC, No Revenue: Credit Card Approval Chances?
Latest Post - Re: 2nd Amex BBP?
| 50825 Posts | 04-09-2026 10:12 AM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - Debt paying strategy
Latest Post - Re: Debt paying strategy
| 660101 Posts | 04-09-2026 02:25 PM | |
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86060
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - TU Early Exclusion leads to 40 point FICO 8 increa...
Latest Post - Re: PENFED Approval
| 86060 Posts | 04-07-2026 09:43 PM |
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - B of A Custom Cash Card approval
Latest Post - Re: B of A Custom Cash Card approval
| 864870 Posts | 54 Posts | |
General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - Amex cards question
Latest Post - Re: Citibank trended data Dis
| 306369 Posts | 31 Posts |