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User Guidelines & General Information
Latest Topic - The New 'How to Report Inappropriate Content' Guid...
Latest Post - The New 'How to Report Inappropriate Content' Guid...
| 20 Posts | 09-16-2025 01:25 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
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Take the myFICO Fitness Challenge!
Latest Topic - December 2025 Check In Thread
Latest Post - Re: December 2025 Check In Thread
| 7332 Posts | 12-25-2025 05:52 AM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - Score impact of average age of accounts vs age of ...
Latest Post - Re: Score impact of average age of accounts vs age...
| 192783 Posts | 12-25-2025 11:58 AM | |
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - Fraudulent auto loan (still haunts me)
Latest Post - Re: How Soon After Statement Close Do Bank of Ame...
| 305994 Posts | 12-25-2025 06:31 AM | |
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - Car Payments Now Average More Than $750 a Month. E...
Latest Post - Re: Car Payments Now Average More Than $750 a Mont...
| 28293 Posts | 12-23-2025 06:17 PM | |
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - Any truth in this concept?
Latest Post - Re: Need advice on car repairs
| 8226 Posts | 12-22-2025 05:59 PM | |
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - Judgement keeping license suspended?
Latest Post - Re: Opinions on Schwab Investor Checking Account?
| 258625 Posts | 12-25-2025 02:37 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Bcu...is it worth it?
Latest Post - Re: Why did US bank report on the statement date n...
| 1726155 Posts | 12-25-2025 02:29 PM | |
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - BofA Decline due to no deposit accounts or balance...
Latest Post - Re: Chase 5/24 - Yep
| 302118 Posts | 12-25-2025 02:48 PM | |
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Navy Federal Approved CLI'S
Latest Post - Re: Credit One Omni Amex $10,000
| 863167 Posts | 12-23-2025 08:05 PM | |
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258259
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - Challenge getting a mortgage. Why
Latest Post - Re: Challenge getting a mortgage. Why
| 258259 Posts | 12-18-2025 06:53 PM | |
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - Co-sign for auto loan - what score is used if high...
Latest Post - Re: Co-sign for auto loan - what score is used if ...
| 97487 Posts | 12-25-2025 12:42 PM | |
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - Student Loan Refinance with BCU + Bonus
Latest Post - Re: Student Loan Refinance with BCU + Bonus
| 28037 Posts | 12-11-2025 08:18 AM | |
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - Business auto loan recommendations?
Latest Post - Re: US Bank Triple Cash approved
| 50534 Posts | 12-25-2025 02:42 PM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - Debt Consolidation Loan
Latest Post - Re: Debt Consolidation Loan
| 659513 Posts | 12-24-2025 11:42 AM | |
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - Bankruptcy journey... mid/high 600s 6mo post disch...
Latest Post - Bankruptcy journey... mid/high 600s 6mo post disch...
| 85925 Posts | 12-17-2025 02:16 PM |
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - BofA Decline due to no deposit accounts or balance...
Latest Post - Re: Chase 5/24 - Yep
| 302118 Posts | 46 Posts | |
Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Bcu...is it worth it?
Latest Post - Re: Why did US bank report on the statement date n...
| 1726155 Posts | 41 Posts |